Features

College Ave Student Loans is a student loans lender based in Wilmington, DE. It was founded in 2014 and offers student loan refinancing in 50 states (and Washington, DC).

What APRs does College Ave Student Loans offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

College Ave Student Loans offers variable rate APRs that range from 2.75% to 7.25%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.35% to 7.5% APR.

How much can you borrow via College Ave Student Loans?

Loan amounts start at $5000 and go up to $250000

Does College Ave Student Loans charge an origination fee?

No, College Ave Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does College Ave Student Loans charge prepayment fees?

No, College Ave Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does College Ave Student Loans offer?

College Ave Student Loans provides refinancing loans of 5 to 15 years.

What type of borrowers will College Ave Student Loans consider?

College Ave Student Loans considers loans applications from:

  • graduate students
  • parents of students

What do you need to qualify for a College Ave Student Loansstudent loan refinance?

Note that borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via College Ave Student Loans. Their rates fall within the limits of The Military Lending Act.

What is the estimated funding time for a student loan refinance via College Ave Student Loans?

College Ave Student Loans will typically fund loans within 7 and 14 days of approval.

  • Loan Term (Years)
    5 - 15
  • Min Loan
    $5000
  • Institution Type
    Bank
  • Cosigner Optional
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Graduate Students
  • Parents of Dependent
  • Grace Period / Deferred Interest
    6
  • No Origination Fee
  • No Prepayment Fee
  • Funding Time Range (in days)
    7 - 14
  • Loan Amount
    $5000 - $250000
  • Variable APR
    2.75% - 7.25%
  • Fixed APR
    3.35% - 7.5%
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC, or The Middlefield Banking Company, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
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