Earnest is a student loans lender based in San Francisco, CA. It was founded in 2013 and offers student loan refinancing in 50 states across the USA (and Washington, DC).
Earnest offers variable rate APRs that range from 2.57% to 6.19%.
Earnest offers fixed rate APRs that range from 3.25% to 6.39% APR.
Earnest requires borrowers to have a balance of at least $5000 to process a student loan refinance application.
No, Earnest does not charge a loan origination fee.
Earnest provides refinancing loans of 5 to 20 years.
Borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.
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