Everence is a student loans lender based in Berne, IN. It was founded in 1945 and offers student loan refinancing in -1 states across the USA. 

What are the student loan refinancing rates of Everence?

Everence offers variable rate APRs that range from 4.68% to 8.50%.

What is the minimum student loan amount you can refinance?

Everence requires borrowers to have a balance of at least $2000 to process a student loan refinance application.

Does Everence charge an origination fee?

No, Everence does not charge a loan origination fee.

What terms does Everence offer?

Everence provides refinancing loans of 5 to 20 years.

Borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.

  • Loan Term (Years)
    5 - 20
  • Min Loan
  • Variable APR
    4.68% - 8.50%
  • Cosigner Optional
  • Undergraduate Students
  • Graduate Students
  • Grace Period / Deferred Interest
  • No Origination Fee
  • Funding Time Range (in days)
    1 - 7
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