NaviRefi
Explore a similar product
Try this top product in Student Loan Refinancing.
| Community Rating |
Rating not yet determined |
| Loan Amount | $5,001 - $250,000 |
| Loan Term (Years) | 5 - 20 years |
| Fixed APR | 3.48% - 7.35% |
| Variable APR | 2.88% - 7.25% |
NaviRefi Review
NaviRefi is a student loan refinance offering by Navient Corporation, . Founded in 2014, Navient Corporation offers student loan refinancing in 44 states (and Washington, DC).
NaviRefi FAQ
What APRs does NaviRefi offer on its student refinancing loans?
The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
NaviRefi offers variable rate APRs that range from 2.88% to 7.25%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.48% to 7.35% APR.
How much can you borrow via NaviRefi?
Loan amounts start at $5,001 and go up to $250,000
Does NaviRefi charge an origination fee?
No, NaviRefi does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does NaviRefi charge prepayment fees?
No, NaviRefi does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does NaviRefi offer?
NaviRefi provides refinancing loans of 5 to 20 years.
What type of borrowers will NaviRefi consider?
NaviRefi considers loans applications from:
- undergraduate students
- graduate students
- undergraduate degree holders
- graduate degree holders
What do you need to qualify for NaviRefi?
Applicants with a credit score of at least 720 and up to 850 may be eligible for NaviRefi.NaviRefi does not have or does not disclose a minimum annual income eligibility requirement. NaviRefi will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via NaviRefi. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by NaviRefi.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license
- Proof of identity
Contact
- Headquarters
-
123 Justison Street
Suite 300
Wilmington, DE 19801 USA - Visit Site
- Email Support
Other Services by Navient Corporation
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- Colorado
- Connecticut
- Georgia
- Hawaii
- Idaho
- Illinois
- Iowa
- Kansas
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
NaviRefi Community Reviews
Would you recommend NaviRefi to your friends?
Other Student Loan Refinancing
- 3 Rivers FCU Student Loan Refinancing
- Brazos Student Loan Refinance
- Citizens Bank Student Loan Refinance
- College Ave Student Loans Refinance
- DCU Student Loan Refinance Program
- DocuPop DOE Repayment Program Document Filing Service
- First Tech Federal Credit Union Student Loan Refinancing
- LendKey Student Loan Refinance
- PenFed CU Student Loan Refinance
- Purefy Student Loan Refinance
- USC Credit Union Student Loan Refinancing
- iHELP Student Loan Consolidation
