Where does Splash Financial, Inc. do business?
Splash Financial, Inc. is a marketplace lender based in Clevelend, OH. It was founded in 2012 and offers student loan refinancing in 50 states (and Washington, DC).
What APRs does Splash Financial, Inc. offer on its student refinancing loans?
The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
Splash Financial, Inc. offers variable rate APRs that range from 3.23% to 7.01%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.5% to 7.28% APR.
How much can you borrow via Splash Financial, Inc.?
Loan amounts start at $7,500 and go up to $350,000
Does Splash Financial, Inc. charge an origination fee?
No, Splash Financial, Inc. does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Splash Financial, Inc. charge prepayment fees?
No, Splash Financial, Inc. does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does Splash Financial, Inc. offer?
Splash Financial, Inc. provides refinancing loans of 5 to 15 years.
What type of borrowers will Splash Financial, Inc. consider?
Splash Financial, Inc. considers loans applications from:
- parents of students
- undergraduate degree holders
- graduate degree holders
- parents of graduates
What do you need to qualify for a Splash Financial, Inc. student loan refinance?
Applicants with a credit score of at least 670 can apply for a loan via Splash Financial, Inc..
Note that borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants must provide the following documentation:
- Proof of identity
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
- Proof of graduation
- Loan payoff statements
What is the estimated funding time for a student loan refinance via Splash Financial, Inc.?
Splash Financial, Inc. will typically fund loans within 3 and 14 days of approval.
812 Huron Rd. E, Suite 350
Clevelend, OH 44115 USA
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Message from Splash Financial, Inc.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- Active Duty Military
- Military Dependent
- Employed Full-Time
- Employed Part-Time
- U.S. Citizen
- U.S. Permanent Resident
- Loan Payoff Statements
- Proof of Graduation
- Proof of Identity
- Proof of Income
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)