Stride ISA
Stride ISA
in Private Student Loans from Stride Funding

Stride ISA

in Private Student Loans from Stride Funding
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Stride ISA Review

Stride ISA is offered by Stride Funding, a direct lender founded in 2018 and based in Dallas, TX. Stride ISA is available in 46 states (and Washington, DC).

What rates does Stride ISA offer for in-school private student loan?

Stride ISA offers income share agreements not traditional loans. With an income share agreement there aren't interest rates or principal loan amounts. Instead you pay a fixed percentage of your income over the term of the agreement.

How much can you borrow from Stride ISA?

Available loan amounts may vary by applicant but Stride ISA has a minimum loan amount of 5K and offers loans up to 25K.

Does Stride ISA charge an origination fee?

No, Stride ISA does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees..

Does Stride ISA charge prepayment fees?

No, Stride ISA does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Stride ISA offer?

Stride ISA provides repayment terms ranging from 2 to 10 years.

What type of borrowers will Stride ISA consider?

Stride ISA considers loans applications from:

  • undergraduate students
  • graduate students

What do you need to qualify for Stride ISA?

Stride ISA does not require or does not disclose a credit score minimum.

Stride ISA does not have or does not disclose a minimum annual income eligibility requirement. Stride ISA will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

U.S. citizens are, of course, eligible for the services offered by Stride ISA. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
Stride ISA Disclosure: Must meet minimal credit standards for approval (based on credit history, not credit score) US Citizens and permanent residents only School and program restrictions apply No residents of or universities in South Carolina. Available to most graduate students, second Bachelor's, or undergraduate Seniors in healthcare, STEM, business ISAs are not loans. You may pay more or less than your original Funding Amount. You may pay more or less than you would with a traditional loan.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Stride ISA

Pay less, faster with Stride Funding. Stride Funding offers an affordable, flexible, and supportive way to pay for your education with Income Share Agreements (ISAs). It’s time to rethink how you pay for school by partnering with a company that’s incentivized to help you achieve your dreams!


About Stride ISA


  Available in 46 states and Washington, D.C.
  • Alaska
  • Arkansas
  • Arizona
  • California
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Application Fee $30
Late Fee Amount $10
No Origination Fee
No Prepayment Fee
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Approval Speed 4 hours
Credit Bureau Reporting TransUnion
Funding Time Range 1 - 2 days
Payment Options
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
  • Bank Transfer
Loan Term 2 - 10 years
Loan Amount $5,000 - $25,000

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