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Stride Student Loans
in Private Student Loans from Stride Funding
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Stride Student Loans

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in Private Student Loans from Stride Funding
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Highlights
Fixed APR N/A
Variable APR N/A
Loan Amount $2,500 - $25,000

Stride Student Loans Review

Stride Student Loans is offered by Stride Funding, a direct lender founded in 2018 and based in Boston, MA. It is made possible by a bank partnership with FinWise Bank, a Utah-chartered bank, Member FDIC.. Stride Student Loans are available in 48 states (and Washington, DC).

What rates does Stride Student Loans offer for in-school private student loan?

Stride Student Loans offers income share loans not traditional loans. With an income share loan there aren't interest rates or principal loan amounts. Instead you pay a fixed percentage of your income over the term of the agreement.

How much can you borrow from Stride Student Loans?

Available loan amounts may vary by applicant but Stride Student Loans has a minimum loan amount of 2.5K and offers loans up to 25K.

Does Stride Student Loans charge an origination fee?

No, Stride Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees..

Does Stride Student Loans charge prepayment fees?

No, Stride Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Stride Student Loans offer?

Stride Student Loans provides repayment terms ranging from 5 to 10 years.

What type of borrowers will Stride Student Loans consider?

Stride Student Loans considers loans applications from:

  • undergraduate students
  • graduate students

What do you need to qualify for Stride Student Loans?

Stride Student Loans does not require or does not disclose a credit score minimum.

Stride Student Loans does not have or does not disclose a minimum annual income eligibility requirement. Stride Student Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Stride Student Loans.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
Stride Student Loans Disclosure: Stride Student Disclosure: Loan products vary by school and issuer. Loans may be issued by Stride Funding, Inc or FinWise Bank, a Utah-chartered bank, Member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. Must meet minimal credit standards for approval (based on credit history, not credit score). US Citizens and permanent residents only. No residents of or universities in Colorado or West Virginia. Available to any undergraduate,graduate, or doctoral student within two years of graduation who meets our outcomes-based criteria. You may pay more or less than your original Funding Amount. You may pay more or less than you would with a traditional loan.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Stride Student Loans

Loan products vary by school and issuer. Loans may be issued by Stride Funding, Inc or FinWise Bank, a Utah-chartered bank, Member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

>Pay less, faster with Stride Funding. Stride Funding offers an affordable, flexible, and supportive way to pay for your education with Income Share Agreements (ISAs). It’s time to rethink how you pay for school by partnering with a company that’s incentivized to help you achieve your dreams!

Contact

About Stride Student Loans

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Fee Amount $10
No Origination Fee
No Prepayment Fee
(Verified 05/18/2023)
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Approval Speed 4 hours
Credit Bureau Reporting TransUnion
Funding Time Range 1 - 2 days
Payment Options
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
  • Bank Transfer
Loan Term 5 - 10 years
Loan Amount $2,500 - $25,000

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