Stride ISA Review

Stride ISA is offered by Stride Funding, a direct lender founded in 2018 and based in Dallas, TX. Stride ISA is available in 49 states (and Washington, DC).

What rates does Stride ISA offer for in-school private student loan?

Stride ISA offers income share agreements not traditional loans. With an income share agreement there aren't interest rates or principal loan amounts. Instead you pay a fixed percentage of your income over the term of the agreement.

How much can you borrow from Stride ISA?

Available loan amounts may vary by applicant but Stride ISA has a minimum loan amount of $5K and offers loans up to $25K.

Does Stride ISA charge an origination fee?

No, Stride ISA does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees..

Does Stride ISA charge prepayment fees?

No, Stride ISA does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Stride ISA offer?

Stride ISA provides repayment terms ranging from 2 to 10 years.

What type of borrowers will Stride ISA consider?

Stride ISA considers loans applications from:

• undergraduate students
• graduate students

What do you need to qualify for Stride ISA?

Stride ISA does not have or does not disclose a minimum annual income eligibility requirement. Stride ISA will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

U.S. citizens are, of course, eligible for the services offered by Stride ISA. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit