History of Credit Cards

On a scale of 1 to 10, how knowledgeable are you about credit cards? Do you know where and when use of credit cards began? Can you explain how credit cards actually work? More importantly, do you know how to use them as financial tools to improve your wealth instead of drain it? Where and […]

How to choose a credit card

Credit is credit, right? Wrong. Depending on your spending habits and creditworthiness, you can save thousands of dollars a year by choosing the right card. Unfortunately, identifying the best options and managing your credit card responsibly can be overwhelming. But don’t fret. Here are some useful tips that will help you choose the right credit […]

It’s the worst feeling in the world: you use your credit card and it’s declined. Not only that, you know you haven’t reached your limit or gone on any shopping sprees, so what gives? These days thieves don’t wear masks and they don’t arrive on horseback totting guns; they do their dirty deeds from the […]

Competition in the credit card industry is so intense, credit card companies are ready to offer all types of perks, rewards and rebates to get your business. This doesn’t mean you shouldn’t be selective. Choose the wrong card or use it in the wrong way, and the endless possibilities of having access to credit can quickly […]