How to Get a Credit Card With Bad Credit

How to Get a Credit Card With Bad Credit

Americans are practically swimming in credit cards, with a reported 323 million credit cards in use (source). If you are one of the one-third of Americans with a credit score below 600 (source) however, you may find that it is difficult to obtain a credit card when you need it. Take heart. There are some […]

Best Balance Transfer Cards

Half of Americans carry credit card debt. (Source) If you’re one of them and your goal is to be debt-free, not paying interest on what you owe is a good first step. Consider moving your high-interest credit card debt to a balance transfer credit card. Balance transfer cards give you up to 21 months to […]

How to cancel a credit card

The average American who uses credit cards has 3.7 cards (source). How many cards do you have? Is it time to consider closing some of your credit card accounts? May be it’s the high interest rate, or you just got one and never used later. What ever the reason, this article will answer some important […]

Credit cards for bankruptcies

Bankruptcy filings in America totaled 819,240 (source) in 2015. While that number represents a 10 percent decrease from the filings of the previous year, there are still many people who have or will experience  bankruptcy. Experian, one of the three major credit reporting agencies, said: “A bankruptcy is the greatest indicator of risk in a […]

How To Get A Student Credit Card

How to Get Your First Student Credit Card?

It’s one of the catch-22s of of modern life: you want your first student credit card but haven’t had the time to build enough credit to get one. Much like getting a first job with no real-world experience, getting your first credit card can be tough. The Credit Card Act of 2009 provided consumers with […]

end of credit card

The Impending End of the Credit Card Era

With the rise of large-scale data breaches involving sensitive consumer and financial data, the public has become increasingly aware of the potential vulnerability of the credit and debit cards that so many people carry.  The weak link? The magnetic strip on the back.   EMV  (Europay, Mastercard and Visa) cards using microchip technology were developed for […]

How to Find the Best Credit Card for You?

Credit cards get a bad rap as harbingers of debt and doom, but that’s like blaming knives, guns and C-4 explosives for the pain and destruction they cause. If used wisely credit cards are a convenient and even profitable way of paying for stuff. We all know that credit cards can be useful tools, but […]

Best student credit cards

10 Best Student Credit Cards in 2018

Student credit cards are often the first step towards establishing your credit history. Getting your first student credit card can be tricky, as it often ends up being a catch 22 situation, having to establish your credit to be eligible for a credit card. In this article, we’ll take a look at some of the […]