Fraud Alerts and Credit Freezes

Both fraud alerts and credit freezes are useful tools for protecting your credit. They both have the same purpose: preventing identity thieves from misusing your credit file. It’s useful to see identity theft as an injury or disease to your credit. If you sprain an ankle, do you apply ice or heat? What if you […]

Credit Freeze

A security freeze, also known as a credit freeze, blocks third-party access to your credit. This “freeze” provides an extra layer of security against identity theft, protecting you, your money, and your credit.  Credit freezes, however, only protect against a small percentage of identity theft attacks; they are certainly not free–unless you already are an […]