Think of the smartest person you know. Is that person just a little different?  If you said yes, there’s a good reason. As it turns out, smart people exhibit different ways of viewing the world and operating within it. Many of the habits of smart people are beneficial and should be emulated. But many habits […]

“We are what we repeatedly do. Excellence, then, is not an act, but a habit.” – Will Durant Our habits make us who we are and, to a large extent, determine how financially successful we are. Sure, where we are born, our genes and good old dumb luck come in handy. Yet, too often we forget […]

How Do I Get Out Of Debt

Want to start living a life without debt? You may scoff and think that it’s nearly impossible, but it’s actually realistic if you change some of your habits. Below are 15 habits of debt-free (and probably happier and less stressed) people. 1. They set a budget for everything. Debt free people plan out their finances […]