what is a pre-approved mortgage

How to Get Pre-Approved for Your Mortgage

Once you have made the decision that homeownership is right for you, you may feel inclined to rush out and start your search for the perfect home right away. But mortgage experts advise a different approach. You may be better off to get pre-approved for a mortgage loan before home shopping. Think of it as […]

how much down payment do you need for a house

John and Mary plan to buy a home. Their credit is okay, but not excellent. They have some money put away toward a down payment of about 20 percent of the value of the home they want to buy. Meanwhile, Joe and Nancy have excellent credit, but have very little money put aside for a […]

how to find good mortgage rates

6 Tips to Finding the Best Mortgage Company

Homeownership has always been a treasured part of the American Dream. Almost 63 percent of Americans own their own homes (source). If you are thinking of joining the crowd, you need a solid mortgage lender by your side. If you have already started searching for a good mortgage lender, you already know there is no […]