Scott Brothers house flipping tips

These days, a house is no longer just a place to live. If you’ve been paying attention to channels like HGTV, Bravo, A&E or even Spike, you’ve seen a massive upsurge in shows about house flipping — the day trading of real estate. Big profits are driving the house flipping trend. In 2016, the average […]

consolidat debt with credit card

Considering that American consumers currently carry $3.8 billion in overall debt, it’s not surprising if you find yourself buried under a mountain of bills. Credit cards and personal loans can quickly add up to a mountain of debt. To dig out of debt and make your way to financial freedom, you might be considering consolidating […]

credit-card-balance-matters

Americans have almost $1 trillion in revolving debt as of March 2017, according to the U.S. Federal Reserve. At $999.8 billion, that’s about $8,550 per household based on 2015 census data. Most of that revolving debt is held on credit cards, which is why financial experts vilify them. It’s common knowledge that credit card debt […]

start business california

How to Start a Business in California

If you want to join the 3.7 million small businesses the SBA said accounted for 99.2% of California businesses in 2016, there are some hoops you will have to jump through first. Sure, starting a business can be intimidating, but if you take it step by step, you will be up and running in no time. […]

You might have hopes for world domination when you launch your startup, or at least market domination. It takes a lot of work to get such a business off the ground, though. You can give your startup a financial boost and potential leg up over the competition by applying for a small-business grant. However, be […]

lower-credit-utilization-ratio

How to Lower Your Credit Utilization Ratio

You have decided to take the bull by the horns and keep better track of your finances, and that includes tracking your credit score. You know you are good at paying on time at least the minimum amount due on your credit cards and other revolving debt, but your tracking indicates you have a high […]

Five credit score myths you can stop believing

5 Credit Score Myths You Can Stop Believing

Your credit score can be something of an enigma. Credit scoring companies like FICO and VantageScore share approximations of how your credit score is calculated. But there are so many factors it can be hard to predict exactly how your actions affect your score. What’s more, there can be confusion about who can get access […]

Credit cards are popular because of their convenience, but that convenience often comes at a high price. It’s not uncommon to see credit card APRs higher than 20%, and some cards charge upwards of 30%. But depending on how you use your credit card, the APR may not matter. This article discusses when your credit […]

effect of late payments on credit score

Your payment history is the single most important factor in your credit score. Missing a payment, even by accident, can leave a negative mark on your credit report for seven years. Late payments may not hurt your credit if you respond quickly enough, however. Knowing how your credit card company reports late payments and how […]

Buy Property Overseas

How to Finance an Overseas Property

A charming Andalusian white villa with a hilltop view of the Mediterranean. A stunning beachfront condo on the Pacific with yearlong surfing conditions. A piece of snow heaven in British Columbia that is just a stone’s throw away from world-class ski trails. Wherever your dream overseas property lies, you probably have the same question we […]