Saving money for retirement is something that just about everyone knows they should be doing. The sad reality however, is that very few of us are actually saving enough money to allow us to be able to enjoy a financially comfortable retirement. So, how much money should we be saving each month towards our retirement? […]

Keeping up with the ever-changing trends of fashion is expensive, right? Wrong. Yes, things may change from season to season, but despite this misnomer, I can tell you firsthand that you don’t have to offer up your first born to stay fashionable. You see, before I managed to pay off my credit cards, I was […]

It’s a commitment that we make to ourselves—to stop spending money… after we make just one last purchase, of course. It is a commitment that is much easier said than done. While changing spending habits is a deliberate decision, there are some ways to sort of “trick” yourself into saving until your habits have changed […]

Why is Saving Money So Dang Hard?

Saving money is a difficult task for many people in America today. The concept of “saving now to be able to enjoy later” is a hard one to grasp, but one that could make the difference between financial disaster and financial freedom in the future. One of the biggest groups of Americans who struggle with […]

A trip to the most magical place on Earth, or at least in the U.S., can scare the mouse ears off parents’ strapped budgets. But that doesn’t mean you can’t afford a Disney vacation. You just simply need a few tried and true tricks. Related article: 10 Lesser-Known Expedia Hacks That’ll Save Money On Your Next […]

How much do you spend on entertainment? If you’re anything like the average American, you spend around 5% of your paycheck on entertainment. That has been the average since before the beginning of the Second World War, according to the U.S. Department of Labor. 5% of your income hardly seems excessive. However, a report by […]

The costs of owning and maintaining a vehicle are rising these days, and there is no significant change on the horizon. According to a recent Consumer Reports article, the national average for gas prices is quickly approaching $4 a gallon as we move into the official summer season. This is prompting many drivers to tackle […]

life hacks save money month

Tired of wondering where your hard-earned money disappears to all the time? Sometimes, paying yourself first doesn’t work if you are still broke by the end of the month. Combine several of the life hacks below and you’ll save $100s every month. 1. Switch to a free checking account — $5 to $20 You might […]

If you had to guess the reason most people file for personal bankruptcy, you may think — like I did — that adverse life events, such as health problems and unemployment, are the biggest culprits. However, according to research by Ning Zhu, an associate professor of management at UC Davis, reckless spending, not illness or […]