SuperMoney Team
articles from SuperMoney
262 posts
Upgrade Shifts to a Fee-Free ATM Network (Allpoint) and Drops ATM Rebates
Published 05/20/2024 by SuperMoney Team
Upgrade is transitioning to a fee-free ATM network through Allpoint, discontinuing ATM rebates for its Rewards Checking Plus customers starting May 23, 2024. This move aims to enhance accessibility and convenience for customers.
How to Refinance a Car Into Someone Else’s Name
Published 05/20/2024 by SuperMoney Team
Struggling to refinance a car into someone else’s name? While it’s not easy, there are alternative methods to transfer responsibility. Selling the vehicle or refinancing with a cosigner are common options. However, if your goal is to save money, consider refinancing by yourself, downsizing your car, or requesting a loan modification.
IRS Warns Thousands Could Face Jail Time Over Tax Refund Scams!
Published 05/16/2024 by SuperMoney Team
The IRS has issued a warning to taxpayers about potential jail time if they filed fraudulent tax returns. Misleading advice has led many to make false claims for credits such as the Fuel Tax Credit, Sick and Family Leave Credit, and household employment taxes, putting them at risk of being scam victims.
How to Request a Debt Validation Letter (2024 Guide)
Published 05/14/2024 by SuperMoney Team
This comprehensive guide explains what a debt validation letter is, details its importance, and outlines the process of writing one. The Fair Debt Collection Practices Act (FDCPA) requires debt collectors to provide you with a debt validation letter, which is crucial in verifying the legitimacy of the claimed debt. This guide also explores how to respond if the debt is inaccurate or if you do not recognize it.
Removing Credit Corp Solutions: Your Credit Report Savior
Published 05/14/2024 by SuperMoney Team
If Credit Corp Solutions appears on your credit report, it’s crucial to address it promptly. Inaccuracies on credit reports can harm your financial standing, and the Fair Credit Reporting Act grants you rights to dispute and rectify such errors. This guide provides comprehensive steps on how to remove Credit Corp Solutions from your credit report, safeguarding your creditworthiness and ensuring you understand your consumer protection rights.
ARStrat: How To Remove ARStrat From Your Credit Report
Published 05/14/2024 by SuperMoney Team
If you discover ARStrat on your credit report, it’s crucial to address it promptly. Inaccuracies on credit reports can harm your financial standing, and the Fair Credit Reporting Act grants you rights to dispute and rectify such errors. This guide provides comprehensive steps on how to remove ARStrat from your credit report, safeguarding your creditworthiness and ensuring you understand your consumer protection rights.
Citi Enhances the Citi Premier Card With New Benefits
Published 05/14/2024 by SuperMoney Team
Citi introduces the Citi Strata Premier℠ Card, a revamped version of the Citi Premier® Card, featuring enhanced benefits, including increased opportunities to earn ThankYou® Points and new travel protections, all for the same $95 annual fee. With a focus on rewarding travel and everyday spending, the card offers a range of benefits designed to make each journey more rewarding and secure, accompanied by a sleek, modern design. Cardmembers can earn points on various categories, enjoy access to exclusive hotel benefits, and take advantage of limited-time bonus points for new cardholders.
Freedom Debt Relief vs. National Debt Relief
Published 05/10/2024 by SuperMoney Team
Debt settlement companies offer solutions to unmanageable debt with the aim to help you avoid bankruptcy. In this article, we examine two such companies — Freedom Debt Relief and National Debt Relief — to shed light on how they operate and help you choose the most suitable option for your financial circumstances.
Jackson Hewitt vs. H&R Block: Which Is Right for You?
Published 05/10/2024 by SuperMoney Team
Jackson Hewitt and H&R Block are two prominent names among tax preparation services, offering both in-person assistance and online filing options. This comprehensive comparison delves into the details of each service, including features, costs, and user experience, to help you make an informed decision for your tax filing needs.
How To Calculate APR On A Car Loan
Published 05/09/2024 by SuperMoney Team
Understanding APR is crucial for car loans as it includes interest and other costs, and provides a complete view of the loan expenses. Let’s break down the formula for calculating APR and explain how it differs from the interest rate. We will also explain the factors affecting APR like credit score, loan term, vehicle type, and lender competition, with steps to calculate and compare APRs effectively.