Top 10 Auto Insurance Companies Of 2015

You always hear people complaining about their auto insurance company. Maybe they got into an accident and their insurance isn’t covering a rental car, or maybe that company’s customer support has limited hours and that person can never get ahold of anyone when they need them. Whatever it may be, choosing a reliable insurance company for your vehicle is pertinent to having an all-around good driving experience. Things happen, so having a great insurance company that will have your back when you need it most is extremely important. Below are the top auto insurance companies of 2015. With this list, you’ll have an easier time choosing the correct provider for your insurance needs.

1. Direct Auto Insurancedirect-auto-insurance

Emergency Roadside Assistance: Yes
Rental Reimbursement: Yes, only with Emergency Protection Plan
24/7 Customer Support:
Yes
Mobile Application: No

Direct Auto Insurance doesn’t offer as many amenities as other insurance companies on the list (mobile application, rental reimbursement for all policies) but it still ranks high because of their Emergency Protection Plan. With this, you will receive: a hospital stay benefit, medical reimbursements, ambulance assistance, mechanical first aid, rental reimbursement (only with this particular plan), accidental death coverage, and even travel services and discounts. If you choose Direct Auto as your insurance provider, the Emergency Protection Plan is the way to go. Direct Auto also offers Mexican Auto Insurance, which will cover you if you are planning to drive across the border.

2. USAAusaa

Emergency Roadside Assistance: Yes
Rental Reimbursement: No
24/7 Customer Support: Yes

Mobile Application: Yes

Geared toward military personnel and military families, USAA offers not only auto insurance, but checking accounts, credit cards, and investments as well. You can become a customer of USAA only if you are in the military, a veteran, had an honorable discharge, are an eligible family member, or if your parents had USAA coverage. Their values are based on serving military personnel and providing them with the best coverage possible, which the company feels they deserve as they are serving our country. Members receive discounted rates and deployed soldiers even receive vehicle storage discounts through USAA.

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3. AAAaaa

Emergency Roadside Assistance: Yes
Rental Reimbursement: No
24/7 Customer Support: Yes

Mobile Application: Yes

One of the best things about AAA is that, even if you are not the person driving the car, you are still protected under their insurance. Injured as a passenger? No problem, you’re covered. Other insurance companies generally only cover you while you’re driving, and in your own car. They even cover you if you’re in a rental car. Customer support also plays a huge role in customer satisfaction, and AAA has a 24/7 phone support line available. Collision, comprehensive, and uninsured motorist coverage is also easily accessible with AAA. You can track your claims online and easily make payments without having to call into their billing department. AAA also offers various other perks to their customers that hold memberships, so depending on your needs and wants, getting the whole shebang may be worth it in the long run.

4. Geicogeico

Emergency Roadside Assistance: Yes
Rental Reimbursement: Yes
24/7 Customer Support: Yes

Mobile Application: Yes

One of the most well-known insurance companies on the list, Geico provides reliable coverage with consistent and pleasant customer support. Geico is not only a brand with silly gecko commercials, they also have a plethora of resources for their customers. They make it easy to track insurance policies with a convenient mobile app. With this, you can make monthly payments and even have proof of auto insurance right there on your phone. If you are looking for a company that values their customers and providers as much support as possible, Geico is a great option for you and/or your family.

5. Allstateallstate

Emergency Roadside Assistance: Yes
Rental Reimbursement: No
24/7 Customer Support: Yes

Mobile Application: Yes

One of the best aspects of Allstate insurance is their safe driving bonus. With this, you can receive two checks per year if you maintain your safe driving record and have not gotten into an accident. Not too many other auto insurance companies offer reimbursements like this, so it is a good idea to take advantage of this sweet deal while you can. Allstate may not be the lowest option in terms of price, but they are definitely worth it when comparing the services you receive from an auto insurance company. With 24/7 customer support and great coverage, you can’t go wrong when it comes to car insurance.

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6. AmcoAmco_Auto_Insurance

Emergency Roadside Assistance: Yes
Rental Reimbursement: No
24/7 Customer Support: Yes

Mobile Application: Yes

Serving the state of Texas, Amco Auto Insurance provides discounts for bundling services with them. Customers receive discounted rates, and even better service. They offer a safe driver discount, so if you go without an accident, you’re insurance premium will not be raised. Since they are a smaller insurance provider, customers are able to take advantage of their reliable and personable service. Instead of dealing with a large corporation, you can deal with the Amco representatives directly. If you live in the state of Texas, getting insurance locally will provide you with the best deals and the best service possible.

7. Alliedallied

Emergency Roadside Assistance: Yes
Rental Reimbursement: Yes
24/7 Customer Support: Yes

Mobile Application: Yes

With Allied Insurance, there are various options to add-on to your insurance policy. With Allied Rewards, you’re able to almost get a free pass when it comes to minor problems-such as small accidents, parking violations, and tickets- without raising your premium. Under Allied Rewards, if you choose roadside assistance, there are also various discounts available for dining, entertainment, pets, services, and travel options. Allied Extra is also available, where you can receive one deductible if both your home and auto are damaged, emergency lockout coverage, and an accident death benefit of $10,000.

8. Progressiveprogressive

Emergency Roadside Assistance: Yes
Rental Reimbursement: Yes
24/7 Customer Support: Yes

Mobile Application: Yes

If you have a television set, most likely you’ve seen the Progressive commercials with Flo telling customers of their “name your price” tool. With this tool, you get to choose what you’d like to pay every month, and Progressive gives you options as to what kind of coverage you can afford. This is a great option for those on a budget, but always make sure that you’re getting the kind of coverage you need (even if you have to pay a little more). They offer various discounts and bundling services, from a good student discount to discounts when starting your auto policy online.

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9. Wawanesawawanesa

Emergency Roadside Assistance: Yes
Rental Reimbursement: No
24/7 Customer Support: Yes

Mobile Application: Yes

With a Loyalty Discount program, Wawanesa Insurance takes care of their longtime customers. Various discounts are available with this company, including the Mature Driver Improvement Course discount. If you are over the age of 55 and have completed the Mature Driver Improvement Course, you may be eligible for this discount. If you have been licensed for less than two years, completing Driver’s Education and a Driver Training Course will also provide you with a discount. Wawanesa does have limited options when it comes to doing much through their website, so you will need to call in when you need to make changes and do most other things with them.

10. Mercury Insurance GroupMercury-insurance

Emergency Roadside Assistance: Yes
Rental Reimbursement: Yes
24/7 Customer Support: Yes

Mobile Application: No

Mercury Insurance Group offers competitive rates and quality customer service. Local agents make the insurance process easy, and their website makes it simple to manage your policy online. Mercury offers various ways to save, including: insuring multiple cars through them, maintaining a good driving record, participating in certain professional associations, installing an anti-theft device, and a good student discount. If you are a good driver and have a clean record, Mercury seems to offer some of the best rates available.

Auto insurance can really have a huge impact on your driving experience. It can be the difference between having a horrible accident and getting through it with ease, or having a horrible accident and feeling like you’re dealing with it on your own. Like most things, auto insurance needs to be thoroughly researched before you make a commitment to a policy and pay the premium. Without research, you may get stuck handling certain situations on your own. Don’t be that person that complains about their insurance company… be that person that recommends their company to friends and family because of the amazing service and coverage you’re getting!