Largest auto insurance companies

Amco Auto Insurance In-Depth Review

Founded in Houston, Texas in 1987, Amco is an insurance broker that serves customers in Texas. It helps customers find low-cost automobile, homeowners, renters, motorcycle, business and commercial, flood, and bonds insurance policies. AMCO auto insurance may be an option for you if you are currently living in Texas. Read on if you think you may benefit from Amco’s auto insurance.

What makes Amco stand out from the rest? The company claims to offer the lowest rates, excellent personal service, and more privacy and security than larger insurers.

In this in-depth review, we are going to look closer at the company’s auto insurance offering to determine if it’s a company Texans should trust with their business.

Learn about its offerings, online services, in-person support, and what customers are saying about their experiences. By the end, you will have the facts you need to decide if Amco is right for you.

Amco auto insurance offerings

Amco is not the insurance provider itself but helps customers to find the best carrier for their needs.

It offers insurance from companies including but not limited to:

  • ACCC Insurance
  • AIC Insurance
  • Autotex Insurance
  • Aggressive Insurance
  • Continental Insurance
  • Empower Insurance
  • Endeavor Insurance
  • Falcon Insurance
  • Federated National Insurance
  • Gainsco Auto Insurance
  • Hallmark Insurance
  • Infinity Insurance
  • IMGA Insurance
  • Multistate Insurance
  • Personable Insurance
  • Progressive Insurance
  • Venture Insurance
  • Western General Insurance

When it comes to the coverage types, limits, and deductibles available, you will find many options. A local agent can match you up with a carrier that meets all of your needs. Further, you can compare options yourself using the online application system.

Find out what kind of perks auto insurance carriers are offering.

Amco online application

While you can visit a local agent to find an auto insurance plan and sign up, you can also do so from the comfort of your home.

Amco offers an online quote system, which not only gives you quotes from multiple companies, but allows you to sign up for a plan, pay, and complete the whole process.

Here’s how it works:

  1. Visit the website. You’ll see a form with a few fields and a button that reads “Okay, start my quote.” To get started, fill in the fields and click the button.AMCO auto insurance review

  2. Next, you’ll enter your general information: address, policy start date, and auto insurance history.AMCO auto insurance review

  3. On the following page, you’ll enter information on the driver who will be covered by the policy.AMCO auto insurance review

  4. If you are married, you will be taken to this page where you enter information about your spouse.AMCO auto insurance review

  5. Then, you can add drivers if you want to cover them under the policy.AMCO auto insurance review

  6. The next step is to enter your vehicle information and coverages. Note, the VIN is not required.AMCO auto insurance review

  7. Now you’re ready to get some quotes. The following page will list the choices Amco has for you.AMCO auto insurance review

  8. You can click “view quote” to learn more about the coverages and limits of a specific offer.AMCO auto insurance review

  9. If you find an offer you want, click “Buy Now” and you will be taken to the page to provide your information, agree to the terms and conditions, pay, and have your policy set up.AMCO auto insurance review

That’s it! After these steps, you can have auto insurance. However, keep in mind, it’s always wise to shop around before making a decision. After you get your quote, find out what a few other companies can offer you to see which offers the best overall value.

Read more on how to choose the right auto insurance company. 

How to find Amco auto insurance near me

Prefer to go into an office and talk with an agent in-person? No problem.

Amco has auto insurance locations across the state in the following cites:

  • Houston
  • Pasadena
  • Alvin
  • Spring
  • Friendswood
  • Cleveland
  • Killeen
  • Groves
  • Beaumont
  • Orange
  • Bridge City

You can find office addresses, office phone numbers, email addresses of the managers, maps and driving directions, and office hours on the website.

Additionally, you can reach the company via the Amco auto insurance customer service number (713-771-2626), email (, or a contact form online.

Learn how to find the best auto insurance company near you in this step-by-step guide. 

Amco auto insurance claims

When customers need to file an auto insurance claim, they will contact their agent as soon as possible by phone or by filling out the following form.

Online form steps:

  1. Provide your name, email address, and policy number.AMCO auto insurance review

  2. Enter the details about the insured vehicle that was involved in the accident.AMCO auto insurance review

  3. Share the details of the accident.AMCO auto insurance review

  4. Enter the location of the accident.AMCO auto insurance review

  5. Provide the information of the person who was driving at the time of the accident.AMCO auto insurance review

  6. Enter the information about the other party and submit the claim.AMCO auto insurance review

You can also manage the following aspects of your policy online.

AMCO auto insurance review

Amco makes it possible for customers to easily obtain and manage their auto insurance online. Further, it offers in-person support. But how satisfied are customers? The company has received mixed reviews.

On the positive side, people report low prices, local insurance, decent customer service, helpful discounts, and good coverage. On the negative side are reports of very poor customer service, denied claims, and limited office hours.

What both sides seem to agree on is that customer service isn’t the best, but the prices are definitely the cheapest.

Read all the reviews here. 

The verdict: Should you get auto insurance through Amco?

Everyone wants to get a good deal on car insurance, so can Amco help you do so?

Let’s review the pros and cons:


Check the pros and cons of AMCO auto insurance before you make a choice. Here are the advantages and disadvantages to look out for.

  • Affordable auto insurance
  • Easy online application and set up
  • Local agents throughout the state
  • Multiple options to choose from
  • Manage policy online
  • Coverage from a local provider
  • Discounts
  • People complain about subpar customer service
  • The website’s user experience could use improvement
  • Some locations have limited office hours

Whether or not Amco is right for you will depend on your priorities. If affordability is most important to you and you prefer to interact with the company online, then Amco will probably be a good fit for you.

However, if you place a high value on personal customer service, you may be disappointed. So far, the company has been “mostly not recommended” by past customers.

Compare Amco against other auto insurance companies side-by-side to find the perfect fit for you.