During a medical emergency, the last things that you’re thinking about are how you’re going to pay the medical bill or if there are unpaid medical bills on your credit report.

Debt is a pervasive state for many Americans. In fact, the average American has over $90,000 in debt. Just look over some of these alarming statistics on debt to get a complete picture:

You’ve signed the loan documents and are getting the keys to your new house. Congratulations. Now comes the fun part of turning your house into a home. If you’re looking to get a home improvement loan with no equity on your next journey, look no further.