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Andrew Latham

Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.

articles from Andrew

1340 posts

Rent to Own Homes: How It Works & How to Find Listings

Published 05/22/2026 by Andrew Latham

Rent to own homes are properties you lease with the contractual right (or obligation) to purchase at a predetermined price before or at the end of the lease term.

What Is Rent to Own? How It Works, Pros & Cons

Published 05/22/2026 by Andrew Latham

Rent to own is a financing arrangement that lets you use a home, car, appliance, or other item immediately while making regular payments, with the option or obligation to purchase it at the end of the term.

Down Payment Assistance Programs in California (2026)

Published 05/22/2026 by Andrew Latham

California down payment assistance runs from statewide CalHFA programs covering up to 3.5% of the purchase price to city-level grants that can reach $500,000. The right program depends on where you’re buying and how much you earn.

Down Payment Assistance Programs in Texas (2026)

Published 05/22/2026 by Andrew Latham

Texas down payment assistance is a collection of state, nonprofit, and city-run programs that provide grants or forgivable loans to help buyers cover their down payment and closing costs.

Down Payment Assistance for Conventional Loans in 2026

Published 05/20/2026 by Andrew Latham

Down payment assistance for conventional loans is a category of grants, forgivable loans, and subsidized second mortgages that reduce the upfront cash required to buy a home using a Fannie Mae or Freddie Mac conventional mortgage, with programs available at the federal, state, and local levels.

Washington State down payment assistance is a set of programs through the Washington State Housing Finance Commission (WSHFC) that help buyers cover down payment and closing costs.

Down Payment Assistance for FHA Loans in 2026

Published 05/20/2026 by Andrew Latham

Down payment assistance (DPA) for FHA loans is financial help from a government agency, nonprofit, or employer that covers part or all of the 3.5% minimum down payment required on an FHA-insured mortgage.

Down payment assistance for mobile homes is financial aid from government agencies, nonprofits, or lenders that reduces the upfront cost of buying a manufactured home.

Down payment assistance for law enforcement officers is a collection of federal, state, and nonprofit programs that reduce or eliminate the upfront cash required to buy a home.

Down Payment Assistance for Healthcare Workers In 2026

Published 05/20/2026 by Andrew Latham

Down payment assistance for healthcare workers is a category of grants, forgivable loans, and second mortgage programs that reduce or eliminate the upfront cash required to buy a home, available to eligible medical professionals, including doctors, physician assistants, therapists, pharmacists, and medical assistants.

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