Banks are notorious for sneaking in fees you didn’t even know existed. Take for example, bank teller fees, check copy fees, early account closure fees, and the grandaddy of them all, the non-sufficient fund, or NSF, fee.

A bad credit score affects more people than you may think. Roughly 77 million Americans have a debt payment that is at least 180 days past due (source). If you are one of them, you may struggle to find lenders who will accept your loan applications. This guide explains in detail what options are available to people for debt consolidation with bad credit.

The credit score you need to buy a house depends on the loan type — conventional loans require 620, FHA loans require 580, and VA and USDA loans have no official minimum, though most lenders require 580–640.

If you are one of the 27 million individuals who work part-time roles in the United States, chances are that you have some time on your hands. If you do, have you considered working side jobs from home? In today’s gig economy, it is possible for you to work from home or share your thoughts for some extra gift cards or cash.

The U.S. auto loan market expanded steadily through 2023, driven by prime borrowers financing higher-priced vehicles at rising rates, though origination volumes and delinquency trends signal a market entering a more cautious phase. Younger borrowers are feeling the strain most acutely, with those under 30 significantly more likely to fall into serious delinquency than any older age group.

Avant, a leading online consumer lender, agreed to pay the Federal Trade Commission $3.85 million as part of a lawsuit settlement. Avant and the FTC filed the settlement order with U.S. District Court for the Northern District of Illinois on April 15, 2019.

The wave of bank mergers has started. Brian Moynihan, CEO of BofA, called it “simply a matter of time,” earlier this year at the World Economic Forum in Davos. Today, BB&T and SunTrust announced a $66 billion merger. If the deal goes through, they will become the sixth largest bank in the United States based on assets and deposits. Based on assets alone they will be the seventh largest bank.

While it’s often stated that home prices have skyrocketed, a deeper look reveals a nuanced reality. Adjusting for inflation, the price changes aren’t as steep as nominal values suggest. This article explores the true state of housing prices, taking into account factors like inflation, average home sizes, and wages. We delve into how these factors interplay to shape the current housing market, highlighting the significant role of interest rates and living standards in influencing affordability.

Government shutdowns affect millions of people but they are particularly hard on poor families and low-income workers.