Andrew Latham
Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.
articles from Andrew
288 posts
List of Coronavirus Mortgage Relief and Rental Assistance Programs
Published 03/22/2020 by Andrew Latham
The coronavirus pandemic is putting the jobs of millions of workers at risk. Last week alone 3.3 million people filed for unemployment. One of the main concerns is how people will take care of their mortgage and rent payments if they lose their jobs or see cuts in their hours and wages. This article provides a list of coronavirus mortgage relief programs available to homeowners and renters.

Mortgage Interest Deduction in 2020
Published 01/28/2020 by Andrew Latham
In all likelihood, your mortgage is the largest loan you’ll take out in your lifetime. Most Americans spend decades paying off their mortgage — and that means racking up a ton of interest. The good news is there s a tax deduction that can make your life a little easier. The mortgage interest deduction reduces the financial burden of mortgage interest, making it easier to become a homeowner.

The Blood of Low-Income Americans Is the USA’s 10th Most Valuable Export
Published 12/31/2019 by Andrew Latham
Selling blood plasma is big business in the United States. It’s run by large corporations, such as Baxter International and Grigols, that bleed the most impoverished communities (source) to fuel a multibillion-dollar industry.

IRS Underpayment Penalty Waived for Millions in 2019
Published 12/30/2019 by Andrew Latham
The IRS has just announced it is waiving the estimated IRS underpayment penalty for millions of taxpayers who fell short this year.

Millennial Depression: Why Are Millennials Depressed?
Published 12/13/2019 by Andrew Latham
Depression is one of the most harmful and pervasive conditions among Americans. It is on the rise among all age groups, but particularly among teenagers and young adults. This is leading many to ask, why are Millennials so depressed?

2026 Debt Settlement Industry Study
Published 10/05/2019 by Andrew Latham
The debt settlement industry has grown rapidly since 2005, when it first became a widely available option for consumers. Currently, 14 states limit access to debt settlement services, but it remains widely available in 36 states and the District of Columbia. Granted, it is still a controversial financial service and is strongly criticized by individuals and organizations like the National Consumer Law Center. Despite ongoing controversy, however, it is now a significant part of the debt relief sector — as well as an important contributor to the U.S. economy. This study compiles available data sources in search of a better understanding of how the industry works.

Average Millennial Income Is Up, But At What Cost?
Published 09/05/2019 by Andrew Latham
If you are a demographic economics nerd – and why else would you be reading an article on average millennial income? – you have probably read headlines like these.

IRS Partial Pay Installment Agreement (PPIA): The Complete Guide
Published 07/17/2019 by Andrew Latham
A Partial Pay Installment Agreement (PPIA) is one of the best tax relief programs you have ever heard about. Offers in Compromise (OIC) get all the attention for their “pennies on the dollar” debt reduction potential. But there is a lot to love about partial pay installment agreements. In some cases, partial pay installment agreements provide an even better deal. They are certainly easier and faster to qualify for than OIC.

How Long Does it Take to Improve Your Credit Score?
Published 07/12/2019 by Andrew Latham
Few things in life impact your financial health more than your credit score. Even someone with a great job and plenty of money in the bank could find themselves denied for a loan or a lease application if they have a poor credit score. This raises an important question. How long will it take to improve your credit score?

The Top 50 Colleges With the Highest ROI
Published 06/24/2019 by Andrew Latham
A college education can be a great investment. College graduates earn 66% more than workers with just a high school diploma. And over their lifetime, the average college graduate earns around $1 million more than workers who didn’t receive a postsecondary education.
