Credit card interest rates can get so high even loan sharks blush. Interest rates of 25% and 30% or now so common we don’t even blink when we see them on credit card agreements. Not long ago, openly charging that type of interest would be enough to put you in jail.

Being famous and rich is all very good, but nothing turns heads and shouts “celebrity” like a customized super car. Here is our top 20 list of super cars owned by celebrities. You might not recognize some of these celebrities if they walked past you on the street, but you sure wouldn’t miss their cars.

If you had to guess the reason most people file for personal bankruptcy, you may think — like I did — that adverse life events, such as health problems and unemployment, are the biggest culprits. However, according to research by Ning Zhu, an associate professor of management at UC Davis, reckless spending, not illness or job loss, causes most bankruptcies.

Credit cards are an integral part of our daily transactions, yet many of us are unaware of their intriguing history and lesser-known features. From their origins to the laws that protect consumers, here are ten fascinating facts about credit cards that you probably didn’t know.

The chances are you weren’t spared the media feeding frenzy surrounding the case of Rachel Canning: the 18-year-old New Jersey high school student who after leaving home tried to sue her parents for child support ($650 a week), private school fees (+$3,000), access to her college savings fund, and reimbursement for legal fees ($12,000+).

Both fraud alerts and credit freezes are useful tools for protecting your credit. They both have the same purpose: preventing identity thieves from misusing your credit file.

Money is a powerful tool, and learning how to use it is an essential life skill, which is why frugality is such a valuable quality. Yet, it is easy to get caught up in the noble quest of being thrifty and lose sight of what is essential in life. Let us take a step back and look, in no particular order, at things to value more than money. And because this is a money blog — and we couldn’t resist ourselves — we will also look at how these lofty goals not only make us happier but also improve our long-term financial health.

America’s love affair with credit cards seems to be going sour. At the very least, the honeymoon is officially over. In 2012, twice as many consumers between the ages of 18 and 35 reported not having a credit card than in 2007. Moreover, those who do have credit cards are now less likely to use them online or to register for rewards programs.

Driving’s a risky business. In 2012 alone, there were 5.42 million police reported vehicle traffic crashes.

Identity theft continues to be a serious threat, with over 880,000 internet crime complaints reported, leading to losses exceeding $12.5 billion every year. If you suspect you’re a victim of identity theft or a data breach, placing a credit freeze on your report is an effective way to protect yourself. This guide covers what a credit freeze is, how it works, and the pros and cons to help you decide if this is the right step for you.