It’s been a tough year for American households, with high inflation, a bear market, fears of a recession, and a crypto crash. Many financial analysts believe the economy will continue to worsen in 2023. To prepare your finances for further economic uncertainty, consider making the following seven money moves before the end of the year.

Are you looking for banking services but you’re not sure where to start? SuperMoney’s guides and comparison tools can help you choose the products that best suit your needs.

Are you struggling with debt? This two-stage guide will help you determine which debt-busting strategies are most likely to work for you and how to implement them in a personalized get-out-of-debt plan. You will also learn how to work out if a debt consolidation loan makes sense and when more extreme debt-busting methods may be required.

Money may not buy happiness, but debt can sure make you miserable. Debt is a major drain on the financial health of individuals. Between mortgages, credit card bills, medical bills, student loans, and car payments, many of us are overwhelmed by crippling debt.

Worried about debt? You’re not alone. As of August 2023, Americans have $17.06 Trillion in household debt (source). That’s the bad news.

The thing about saving money is that it’s always a good idea. It helps you prepare for life’s uncertainties and can enable you to create the future you want. But if you haven’t started saving yet or don’t even know what goals to set, you’re not alone. Many Americans find it hard to save money.

Mortgages remain the largest form of consumer debt, representing 68% of all debt in the U.S. As of 2022, the current mortgage debt amounts to $10.93 trillion.

Paying with cash is usually the best option, but it’s not always possible. Even when you do have the money to pay in full, you may want to avoid wiping out your savings account for a single purchase.

Insurance is one of those products we all need but hope we never have to use. Find out how to get it right.

Loans are one of the most widely used financial products around. Why? Because they can help cover virtually any type of expense—from weddings to unexpected medical bills and everything in between.