Barclays has increased the maximum APY for its US Online Savings account to 4.15% APY.

Despite overall inflation rates dropping, core sticky inflation remains high, impacting essential items like housing, healthcare, and education. This discrepancy creates confusion for consumers, uneven economic impact, and monetary policy challenges, emphasizing the complexities of managing inflation.

April is Financial Literacy Month, which emphasizes the importance of personal finance in the current economic landscape. Inflationary pressures have made it critical for Americans to be intentional about their spending and saving habits. A standalone personal finance course in high school equips students with the skills to navigate the complexities of modern financial life, and policymakers, parents, and educators must prioritize personal finance education. Monitoring the financial services industry is equally vital.

According to a recent survey, small business owners are increasingly turning to local credit unions to protect their funds amid economic uncertainty caused by recent bank failures and financial woes. The survey shows that credit union use among SMBs has surged by 65% over the period just prior to the banking upheaval, with many SMBs leaving their large, national banks behind. Veterans topped the list of small business owners who moved their funds after the banking crisis, followed by women-owned, minority-owned, and non-minority-owned businesses.

Crescent Bank has increased the maximum APY for its CD account — now up to 4.95% APY — and lowered the interest rates on longer-term certificates.

Trying to build up your savings? Lower monthly payments may be the key. You can save big by paying less every month on expenses like your mortgage, car and home insurance, credit cards, and student loans.

If you owe back taxes and don’t arrange to pay, the IRS has the power to take your property as payment through a process called asset seizure.

If you need money and you don’t want the risk of placing a valuable asset as collateral, you may want to consider an unsecured loan. Personal loans can be funded in 48 hours or less and you can use them for almost anything you want. You will need good credit to qualify for low rates and fees, but even borrowers with poor credit can qualify for a loan.

Contractor fraud is when unscrupulous contractors or service providers intentionally or recklessly misrepresent themselves, their qualifications, or their services in order to secure work or payment from a client or business. Steps you can take to avoid being scammed by fraudulent contractors include conducting background research, asking for references, verifying a contractor’s license and permits, and keeping records of payments.

Median annual return of the largest marketplace lending platform.