Andrew Latham
Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.
articles from Andrew
1346 posts
Prosper vs LendingClub: Which Marketplace Lender Is Better?
Published 09/23/2025 by Andrew Latham
Prosper and LendingClub are both marketplace lenders, connecting borrowers with investors. Prosper offers flexibility for fair-credit borrowers, while LendingClub provides a more established platform with broader loan amounts. Choose Prosper for competitive rates if you qualify. Choose LendingClub for wider availability and longer loan terms.

Prosper vs Avant 2026 Comparison: Loan Fees, Rates & Credit Requirements
Published 09/23/2025 by Andrew Latham
Prosper is a peer-to-peer lending platform that connects borrowers to investors, offering flexibility for fair-credit borrowers. Avant focuses on accessible loans for those with fair-to-average credit and offers faster funding. Choose Prosper if you want marketplace-backed options with competitive rates. Choose Avant if you value quick approvals and simple access.

Marcus vs Rocket Loans: Compare Fees, Rates & Approval Requirements
Published 09/23/2025 by Andrew Latham
Marcus by Goldman Sachs is ideal for prime borrowers who want a no-fee personal loan with repayment perks. Rocket Loans is better suited for borrowers who need funds quickly and don’t mind paying origination fees. Choose Marcus for simplicity and long-term cost savings. Choose Rocket Loans if speed and accessibility matter more.

Marcus vs Prosper Comparison: No-Fee Bank Loans vs Peer-to-Peer Lending
Published 09/23/2025 by Andrew Latham
Marcus by Goldman Sachs is best for prime borrowers who want a simple, fee-free personal loan with a payment deferral perk after 12 on-time payments. Prosper suits borrowers who want a flexible, peer-to-peer lending option and can accept an origination fee. Choose Marcus for the lowest all-in cost with strong credit. Choose Prosper if you want accessible approvals via a marketplace model.

Marcus vs Avant: Compare Fees, Rates, and Loan Requirements
Published 09/22/2025 by Andrew Latham
Marcus by Goldman Sachs is the better choice if you want a no-fee personal loan with repayment perks for prime borrowers. Avant is a good option if your credit score is fair and you need quick funding. Choose Marcus if you want simplicity and fee-free transparency. Choose Avant if you want more flexible credit requirements and don’t mind fees.

Discover vs Marcus by Goldman Sachs: Compare Personal Loan Features
Published 09/22/2025 by Andrew Latham
Discover is a great option if you want a no-fee personal loan from a trusted bank with strong customer service. Marcus by Goldman Sachs is equally appealing for prime borrowers who want a fee-free loan with the added perk of skipping a payment after 12 months of on-time payments. Choose Discover if you want predictable banking support. Choose Marcus if you want a straightforward, no-frills loan from a global financial powerhouse.

Discover vs Rocket Loans: Which Personal Loan Lender Fits Your Needs?
Published 09/22/2025 by Andrew Latham
Discover is ideal for borrowers with good-to-excellent credit who want a fee-free loan backed by a trusted bank. Rocket Loans is better if you need fast funding and flexible credit requirements. Choose Discover if you value transparency and brand trust. Choose Rocket Loans if you prioritize speed and accessibility.

Discover vs Avant: Personal Loan Fees, Rates & Flexibility Compared
Published 09/22/2025 by Andrew Latham
Discover is ideal for borrowers with good-to-excellent credit who want a fee-free loan from a trusted bank. Avant is better suited for fair-credit borrowers who may not qualify with traditional lenders. Choose Discover if you value no fees and brand reliability. Choose Avant if you need more flexible credit requirements and don’t mind paying fees.

Discover vs Prosper: Compare Personal Loan Rates, Fees & Features
Published 09/22/2025 by Andrew Latham
Discover is the stronger choice if you want a no-fee loan from a trusted bank with solid customer support. Prosper is ideal if you want flexible peer-to-peer lending with opportunities for fair-credit borrowers. Choose Discover for transparency and brand trust. Choose Prosper for a community-driven lending platform and more accessible approvals.

Discover vs Upstart: Which Personal Loan Is Best for You in 2026?
Published 09/22/2025 by Andrew Latham
Discover is a better choice if you want a no-fee loan from a well-known bank with flexible repayment terms and solid customer support. Upstart is ideal if you have limited or fair credit, as it uses AI-driven underwriting to look beyond traditional credit scores. Choose Discover if you value transparency and a trusted brand. Choose Upstart if you need a chance to qualify with a less-established credit history.
