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Andrew Latham

Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.

articles from Andrew

1346 posts

POS Financing for Performance Upgrades & Custom Builds: Increase Approvals and Upsells

Published 08/15/2025 by Andrew Latham

Performance upgrades and custom builds often run into the thousands, creating sticker shock that kills approvals. The SuperMoney POS Financing Program lets specialty shops present instant customer financing for all credit types while you get paid upfront—no fees or paperwork—so you can win more jobs and upsell to premium packages.

Collision and paint work often carry four‑figure price tags that stall approvals. The SuperMoney POS Financing Program lets you present instant customer financing for all credit types while your shop gets paid upfront—no fees or paperwork—so you can convert more estimates into approved jobs.

Engine and transmission jobs are among the most expensive auto repairs, and customers often can’t pay upfront. The SuperMoney POS Financing Program gives your shop the ability to offer up to $100k in financing with no fees, all credit types accepted, and instant approvals—helping you close more jobs and get paid immediately.

POS financing helps auto repair shops approve more jobs and get paid upfront, while traditional auto repair loans either add debt to your business or require customers to secure funding on their own. If your goal is faster approvals and better cash flow, the SuperMoney POS Financing Program offers clear advantages.

How to Offer POS Financing at Your Auto Repair Shop

Published 08/14/2025 by Andrew Latham

Auto repair shops can boost approvals and cash flow by offering point‑of‑sale (POS) financing. Customers pay for repairs in affordable installments while your shop gets paid upfront by the financing provider. Getting started is straightforward: choose a provider, integrate the application flow into your POS, train staff to present financing early, and promote it across your website, service desk, and invoices.

Funeral Loans: How to Pay for Funeral Costs

Published 08/13/2025 by Andrew Latham

Funeral expenses can be overwhelming, especially if payment is due upfront. This guide explains how funeral loans work, compares them to other payment options, and shows why many families prefer point-of-sale (POS) financing arranged directly through their funeral home.

Families often search for funeral loans or ask about funeral home payment plans when faced with unexpected costs. This guide compares both options and shows why offering point-of-sale (POS) financing through SuperMoney helps funeral homes get paid in full quickly while giving families flexible, affordable payments.

Student-loan delinquencies have surged to 10.2 % of all balances in Q2 2025 as previously unreported missed payments reappear on credit reports following the pandemic reporting pause. This spike is fueling record default risk, crushing credit scores, and threatening economic stability, while borrowers struggle to navigate repayment and default relief.

Pre-need funeral plans allow families to arrange and pay for services in advance, locking in today’s prices and reducing emotional stress later. By offering point-of-sale (POS) financing through SuperMoney, funeral homes can help clients secure these plans affordably, while receiving full payment upfront.

Traditional burial services often carry the highest costs in the funeral industry, leaving many families struggling to pay upfront. By offering point-of-sale (POS) financing through SuperMoney, funeral homes can provide instant approval payment plans, receive full payment within days, and help clients honor their loved ones without financial compromise.

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