Andrew Latham
Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.
articles from Andrew
1346 posts
Home Equity Investment for Renovations or Repairs
Published 07/30/2025 by Andrew Latham
A home equity investment can be a smart way to fund home renovations or repairs without taking on monthly payments. It’s ideal for homeowners with strong equity who want flexible, upfront cash to improve their property.

Top Alternatives to a Home Equity Investment
Published 07/30/2025 by Andrew Latham
A home equity investment may be a smart option if you have substantial equity but don’t want monthly payments. It’s especially useful for retirees, homeowners with bad credit, or anyone looking to access cash without taking on a traditional loan.

Who Should Consider a Home Equity Investment?
Published 07/29/2025 by Andrew Latham
A home equity investment may be a smart option if you have substantial equity but don’t want monthly payments. It’s especially useful for retirees, homeowners with bad credit, or anyone looking to access cash without taking on a traditional loan.
Tax Implications of Shared Equity Products
Published 07/29/2025 by Andrew Latham
A home equity investment (HEI) lets you tap your home’s equity to pay off high-interest debt without taking on a traditional loan. You get a lump sum in exchange for a share of your home’s future value — with no monthly payments and without accruing interest like a traditional loan.

How to Use a Home Equity Investment for Debt Consolidation
Published 07/29/2025 by Andrew Latham
A home equity investment (HEI) lets you tap your home’s equity to pay off high-interest debt without taking on a traditional loan. You get a lump sum in exchange for a share of your home’s future value — no monthly payments and it doesn’t accrue interest like a traditional loan.

Home Equity Investment for Retirees: What You Should Know
Published 07/29/2025 by Andrew Latham
Yes, retirees can qualify for a Home Equity Investment (HEI) if they meet equity and property requirements. HEIs offer a way to access home value without taking on monthly loan payments, making them an alternative to reverse mortgages.

Home Equity Investment vs Cash-Out Refinance: Which One Fits Your Needs?
Published 07/28/2025 by Andrew Latham
Home Equity Investment (HEI) lets you access your home equity in exchange for a share of future appreciation, with no monthly payments. A cash-out refinance replaces your existing mortgage with a larger loan, giving you cash now but requiring monthly repayment with interest. The right choice depends on your financial goals, credit profile, and repayment preferences.

Pros and Cons of a Home Equity Investment
Published 07/28/2025 by Andrew Latham
A Home Equity Investment (HEI) lets you access cash by selling a share of your home’s future value to an investor — without taking on traditional monthly payments. It’s flexible and credit-friendly, but you’ll give up a portion of your home’s appreciation and may face high costs if your property grows significantly in value.

Home Equity Investment vs Reverse Mortgage: Which Is Right for You?
Published 07/28/2025 by Andrew Latham
A Home Equity Investment lets you access cash in exchange for a share of your home’s future value, typically with no monthly payments. A Reverse Mortgage is a loan for homeowners 62+ that offers cash while accruing interest over time. The right choice depends on your age, equity, and long-term financial plans.

Will Eliminating Capital Gains Tax on Home Sales Help You? A Look Into the No Tax on Home Sales Act
Published 07/25/2025 by Andrew Latham
A new bill, the No Tax on Home Sales Act, proposes eliminating capital-gains taxes on the sale of primary homes. While supporters say it could increase housing supply and benefit seniors with large gains, critics argue it mainly helps wealthy homeowners and would reduce federal revenue. Alternatives like doubling the exclusion or indexing it for inflation are also on the table.
