Benjamin Locke
articles from Benjamin
637 posts
Does an Executor Have to Show Accounting to Beneficiaries?
Published 08/30/2023 by Benjamin Locke
In most jurisdictions, the executor of a will has to show accounting to estate beneficiaries on request. However, this can happen further along in the probate process, as the list of the estate’s inventory rather than the full accounting must be submitted at the beginning. Executors can submit an informal accounting statement, but if that doesn’t suffice, they are usually legally obligated to provide a full accounting.

What Affects Publix’s Stock Price
Published 08/30/2023 by Benjamin Locke
Retail grocer Publix is not a publicly traded company. Instead, its stock is only available to employees or people directly involved in the operation of Publix. However, just like a publicly traded stock, the value of Publix stock is susceptible to various macroeconomic events and factors specific to how the chain operates. As the largest employee-owned company in the United States, Publix has one of the more unique models when it comes to large corporations.

Does a Refinance Appraisal Affect Property Tax?
Published 08/30/2023 by Benjamin Locke
Generally, a mortgage refinance does not influence property taxes one way or another, but this isn’t the case for certain types of cash-out refinance loans. When a borrower uses the money from a cash-out refinance to improve a home, increased property tax liability can result. There are certain rules you need to follow if you want to remodel your home while avoiding property tax.

What Is the Abu Dhabi Investment Authority?
Published 08/30/2023 by Benjamin Locke
The government of Abu Dhabi controls the Abu Dhabi Investment Authority, which is the third-largest sovereign wealth fund in the world by size. The fund’s main objectives are to diversify money derived from oil into different sectors of the global economy to preserve and grow capital. Sovereign wealth funds, particularly those out of the Middle East, have become more and more prevalent, with investment actively spanning the globe.

Ethereum Rainbow Chart Explained: How Investors Use It To Inform Buy & Sell Decisions
Published 08/21/2023 by Benjamin Locke
The Ethereum rainbow chart is a graphical representation of the value of Ethereum over time. It attempts to illustrate periods of time when Ethereum is undervalued and underbought or overvalued and overbought. Be careful, however, although it is a good way to see what’s happened with Ethereum historically, cryptocurrencies are influenced by a variety of factors that are atypical of other asset classes. As with all investment assets, past performance does not guarantee future returns.

Second Home vs. Investment Property
Published 08/02/2023 by Benjamin Locke
A second home and an investment property will be treated differently from both a legal standpoint and a lending standpoint. The property’s status depends on how the owner uses the property and the number of days per year they use it. However, a second home can potentially turn into a more profitable investment property with a short-term rental strategy.

The 11 Best Items to Flip and Make a Quick Profit
Published 08/02/2023 by Benjamin Locke
You can flip various types of items for profit, from collectibles to furniture and even domain names. It helps to have a passion or knowledge base about the items you are trying to flip, as well as a strategy that utilizes multiple selling platforms.

Crypto-Backed Mortgages: Buying a House With a Crypto Loan
Published 08/02/2023 by Benjamin Locke
Crypto-backed mortgages are used to buy a home, backed up by digital assets such as cryptocurrency. The mortgages are ideal for those with little income but a wealth of digital assets. Crypto-backed mortgages do come with risks, however, such as the overall volatility of the cryptocurrency.

A Guide to the Family Office Investment Strategy
Published 08/02/2023 by Benjamin Locke
Family offices are sophisticated wealth management platforms utilized by high-net-worth individuals. They are an intelligent way to manage a significant amount of wealth since they can be both tax advantageous and less expensive than utilizing third parties. There are different types of family offices and different investment strategies, as high-net-worth individuals differ in their backgrounds and requirements.

How To Buy Rental Property With No Money Down
Published 08/02/2023 by Benjamin Locke
There are several ways to buy a property with no money down, such as “house hacking,” tapping the equity in an existing property, or organizing alternate financing routes. It’s important to note, however, that interest rates are an important factor when deciding to refinance an existing home loan and take out a new mortgage. Furthermore, investment property mortgages come with different terms than primary residence mortgages, so the deal needs to make sense.
