Benjamin Locke
articles from Benjamin
637 posts
How to Make Money Recycling: By the Numbers
Published 01/24/2023 by Benjamin Locke
You can make a good amount of money recycling various materials if you have the time and are able to implement a solid strategy. Finding and recycling materials such as scrap metal, glass, and plastic can earn you over $1,000 a month while helping clean up the environment. Certain more valuable items, like old car batteries and electronics, can help you net a substantial income from recycling.

TTM Meaning (Trailing 12 Months): Why Is It Important?
Published 01/19/2023 by Benjamin Locke
Trailing 12 months or TTM is a term used to determine a company’s performance using the preceding 12 months of activity rather than an official fiscal year. Investors can utilize several TTM metrics, such as TTM revenue, TTM price-to-earnings ratio, and TTM yield. TTM is a great way to look at the immediate status of a company, as it is seasonally adjusted and also compensates for one-off events that might not be reflective of a company’s true status.

Can You Sue the IRS?
Published 01/12/2023 by Benjamin Locke
The IRS has a “Taxpayer Bill of Rights” that spells out your rights as a taxpayer. If you feel that any of these rights, along with the general rule of law, has been violated, you can sue the IRS and even get damages under federal law. You can file a lawsuit against the IRS and sue for damages in different federal courts, such as U.S. Tax Court, district courts, and even federal claims court.

At What Age Do You Stop Filing Taxes?
Published 01/10/2023 by Benjamin Locke
As taxes are based on your income and not your age, you are never too old to file taxes. However, seniors who live only on Social Security benefits do not have to file a return or pay federal income taxes. If a senior or retiree collects income other than Social Security, then there is a particular calculation used to measure what qualifies as gross taxable income under IRS guidelines.

When Do You Start Paying Tax?
Published 01/07/2023 by Benjamin Locke
Both minors and adults need to start paying federal income tax when their gross incomes exceed certain thresholds. These amounts vary each year and depend on whether you are under age 65 or not. There are also different rules governing self-employment income and unearned income derived from investments. Even if you don’t believe you owe any taxes, you might still want to file a return in case you are owed a refund.

How Many Jobs Are Available In Oil & Gas Production
Published 01/05/2023 by Benjamin Locke
The oil and gas industry employs millions of people in the United States, as it keeps many of our essential services running. There are a variety of white-collar jobs available in the sciences, such as physics and engineering, although soft-skilled jobs are also available. In addition, there are several well-paying blue-collar jobs available in machine operations, oil rig services, and transportation.

CBD Payment Processor HighRiskPay.com Explained
Published 01/05/2023 by Benjamin Locke
Although CBD was completely legalized in 2018 with the U.S. Farm Bill, its association with the cannabis industry at large causes it to be seen as high risk in the eyes of conventional payment processors. Due to the higher-risk categorization, the CBD industry often uses alternative payment processors such as HighRiskPay.com. Although they have higher fees and some additional requirements for merchants, processors like High Risk Pay are as easy to use as any of the traditional payment processors.

Emirates Business Class: Everything You Need To Know
Published 01/02/2023 by Benjamin Locke
Flying Emirates Business Class is one of the more luxurious flying experiences a traveler can have. It is available to most international travelers on Emirates’ Boeing 777 and Airbus A380 flights. Buying a business-class ticket on either airplane consists of luxury in-air accommodations and perks, as well as various other travel perks like free airport chauffeur service. It’s also a partner of the Oneworld Alliance airline network.

Is Disney Vacation Club Worth It? (2026 Update)
Published 01/01/2023 by Benjamin Locke
The Disney Vacation Club membership is a timeshare package that lets members purchase points that translate into accommodation and other perks at various Disney resorts. The purchase consists of a lump sum payment upfront, as well as monthly maintenance fees. Although the package offers affordability compared to the open market, the buyer must consider how often they plan on going to Disney properties in order to decide if the membership is worth it.

How to Fight the IRS and Win: Audits & Settlements
Published 12/30/2022 by Benjamin Locke
If you are the target of an IRS audit, you can “fight the IRS” — and maybe even win — by using their appeals process along with other dispute resolution channels. A win against the IRS can come in the form of getting taxes, fees, and penalties waived in some form or reaching a settlement.
