Camilla Smoot

Summary: An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2018’s most notable IPOs include Dropbox, DocuSign, and Domo. An initial public offering (IPO) is a big deal for companies. If successful, it can build their credibility and income and even make […]

Summary: An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2017’s most notable IPOs included Blue Apron, Carvana, and Roku. An initial public offering (IPO) is a big deal for companies. If successful, it can build their credibility and income, and even […]

Summary: An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2015’s most notable IPOs include Shake Shack, Etsy, and Ferrari. An initial public offering (IPO) is a big deal for companies. If successful, it can build their credibility and income and even […]

Article Summary: An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2016’s most notable IPOs included Hostess, Trivago, and Nutanix. An initial public offering (IPO) is a big deal for companies. If successful, it can build their credibility and income and make […]

Article Summary: IRS Notice 703 helps taxpayers complete their federal income tax returns and find out if their Social Security income is taxable. This notice is issued to all taxpayers and does not need to be returned to the IRS or SSA. Come tax season, one of the many documents you can expect to receive […]

Article Summary: You can deposit money into someone else’s account through a cash deposit, personal or cashier’s check, money order, money transfer apps, or a wire transfer. Some of these are instant transfers, while others may take a few days. Note that many of these will require you to pay an additional fee to use […]

Article Summary: Home title theft is when someone illegally changes someone’s property deed into a different name. A criminal may steal a home title to access the home’s equity line of credit or to sell it and pocket the money. Regularly vacant homes, such as rental and vacation homes, are common targets for property title […]

Article Summary: Check verification is important to avoid scams or bounced checks, which can help you avoid losing money or paying extra fees. You can verify a check online, over the phone, or in person. Many customers still prefer to pay using checks over debit and credit cards, but not all of them write it […]

Article Summary: Zero-coupon CDs are certificates of deposit purchased at a lower price with no monthly interest payments. Instead, the investor receives the CD at face value at the maturity date. While this kind of CD can be a great investment for the right person, zero-coupon CDs also come with some downsides to keep in […]

Article Summary: Financial experts recommend having three to six months’ worth of emergency expenses set aside in a savings account. This money should be used in case of a sudden job loss or an unexpected medical expense. In addition, you should keep your emergency fund in an account that is easy to access; savings accounts […]

Article Summary: Accountants can help those who have questions regarding taxes or need help with their tax returns. Financial advisors can help with general finance issues such as managing debt or creating a budget. When looking for professional help with finances, many people may seek out an accountant or financial advisor. Though “financial advisor” and […]

Article Summary: An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2002’s most notable IPOs included A&W, Netflix, PayPal, and Dick’s Sporting Goods. An initial public offering (IPO) is a big deal for companies. If successful, it can build their credibility and […]

Article Summary: Book value per share (BVPS) is used by investors to determine the value of a company’s stock. If investors find that the stock’s market price is below the BVPS, then the stock is undervalued, and vice versa. As a company’s BVPS increases, its stock price should also increase and become more valuable. If […]

Article Summary Pay stubs are usually generated every pay period and sent out with paychecks. If your paycheck is deposited directly into your bank account, you may need to take a few extra steps to get a pay stub. You can get a copy of your pay stub online or by contacting the payroll department […]

Article Summary Surgeons, pathologists, and radiologists are the top three highest paying jobs in California in 2022, according to the U.S. Bureau of Labor Statistics. Most of the highest paying jobs in California are in the medical industry, but some law and managerial positions pay a good salary as well. With its vast number of […]

Article Summary According to the U.S. Bureau of Labor Statistics, most of the highest paying jobs in Florida are within the medical field. Other high-paying jobs include various management, engineer, and pilot positions. Many people flock to the Sunshine State to enjoy the warm weather, nearby beaches, and fun culture. But as enjoyable as Florida […]

Article Summary: A banking app’s mobile check deposit feature allows customers to deposit checks through the app itself. Most major financial institutions in the United States offer customers this banking feature, though there are limits to the amount you can deposit. Deposit limits depend on the institution and how long your account has been open. […]

Article Summary: There are several ways to transfer funds from a credit card to a bank account. However, they are typically expensive fees and high interest rates attached. Therefore, it’s generally recommended to only transfer money from a credit card when it’s an emergency and no other options are available. Can you transfer money from […]

Article Summary: While there are credit cards that have PINs, they aren’t used that much compared to PIN-less cards, especially in the United States. In many cases, buyers sign a receipt instead of entering a PIN. PINs, however, offer an extra security level that you may not otherwise have. Because of this, people often use […]

Article Summary: You can use your car as collateral on a loan as long as it has equity, but that doesn’t mean it is a good idea. A car can be used as collateral on secured loans, cashback auto refinances, and car title loans, but you risk losing your car if you default on payments. […]