If you’re considering pursuing your masters or graduate degree, your first major obstacle is the cost. How are you supposed to pay for grad school when you’re already struggling to pay off your undergraduate loans?

Good news — the IRS has made it cost-efficient to go energy-efficient. If you made your home more energy efficient in the past year, you may qualify for the renewable energy tax credit on your 2020 federal income tax return.

Everyone loves to save money. Whether you clip coupons, wait for Black Friday to make your big purchases, or covet the sale rack, it’s always best to spend less. So why not learn a technique that can let you buy goods without spending money at all? The lost art of bartering can be your ticket to a low-cost lifestyle. Read on to learn how to barter to get what you need without breaking the bank.

Looking for a way to support a cause you care on an already overstretched budget? Consider donating airline miles or credit card rewards you’ve already earned. When you donate airline miles, you can support the causes you care about without having to pull from your savings.

Should you pay off debt or save? You should do both. Prioritize building a small emergency fund. Then switch to paying off your high-interest loans. If practical in your case, consolidate your debts into one loan with lower rates. Once you are only left with low-interest loans, start saving and investing. After building a nest egg, pay off your low-interest loans.

Drowning in debt is bad enough without having to deal with harassment from an army of debt collectors. Is your cell phone constantly ringing with calls from collection agencies? We’ll help you get the debt collectors off your back so you can focus on downsizing your debt. Read on to learn your rights and find out what you can do to keep the collectors from harassing you.