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Gina Young

Gina Young is an accomplished finance writer who has written for publications including, Lexington Law, Talk Markets, as well as her own blog (Money Savvy Living), giving budgeting and frugal living advice. With a bachelor’s degree in Accounting and Finance from Ashland University and a MBA from Indiana Wesleyan University, Young has impressive credentials in many aspects of investing, retirement planning, and personal finance.

articles from Gina

23 posts

How To Get Rich? 7 Clever Investment Strategies

Published 09/29/2015 by Gina Young

Whether you are planning for retirement or just wanting to get the most out of your savings, it is important to know your investment options. But how do you choose where to invest your money, how to do it, or with which product? In this article, we’ll talk about how to get rich quick and the right ways of getting there with investing & other money management tips!

This Guy Traded A Red Paperclip For A House

Published 08/13/2015 by Gina Young

Sometimes in life, you have to dream big. Sometimes in life, you have to do the unexpected. Sometimes in life, you have to do both. That is what Kyle MacDonald did.

If you’re looking for a job—or just looking for a better job—then you may need to take a look at moving. While the U.S. economy has been relatively sluggish over the past few years, there are some cities that are still doing quite well, and that is where you will find the best opportunities in the country. did a study that indicates the best areas to look for jobs, based on the average salary as compared with the national median pay, cost of living, percentage of available jobs, and the unemployment rate is lower than the national average—not just where to find the highest paying jobs.

How Much Is Your Ben Franklin Worth?

Published 05/22/2015 by Gina Young

How Is Your Credit Score Calculated?

Published 02/10/2015 by Gina Young

A credit score is a number ranging from 300-850, which creditors use to evaluate how well you will potentially be able to repay your bills.

If you are looking to invest in individual stocks in 2015, you are going to want to look at the fundamentals of the company in order to know if it is a potentially good investment. Of course, there is always going to be uncertainty in the markets, but by taking a look at companies which analysts identify as an “economic moat,” you can hedge your risk of investment.

The Secret To Becoming A Money Magnet

Published 12/29/2014 by Gina Young

You have probably heard the saying “Good things come to those who wait.”  In some circumstances that may hold true, but believe it or not, you have a lot to do with the things that come your way in life.  Your work ethic, your values, your faith, your attitude towards life and others… it all affects the direction that your life will take and the things that happen to you along the way. You don’t just have to sit around and wait for something great to happen.

Retirement planning.  It is typically not high up on the priority list of “stuff to do today.”  Between balancing a job, school, family, and a plethora of other activities, it is easy to push retirement planning aside.  With the strains on time, it is sometimes hard to plan out a schedule for the next week, let alone 30 years from now.

10 Ways To Budget Like A Pro

Published 12/04/2014 by Gina Young

Do you find yourself running low on funds several days before payday or living paycheck to paycheck? You already know you need a budget, but you may resist the idea of creating one because you have been unsuccessful at following budgets in the past.

It is so easy to look at people who have fame and money and be envious at the seemingly perfect lives they must lead—personal assistants, fancy cars, expensive vacations, designer clothes.  But not everything is as it appears.

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