The Pennsylvania Tax Forgiveness Credit helps eligible PA taxpayers reduce their tax liability. It is designed to help individuals with low income who didn’t withhold taxes throughout the year as well as those who are retired. The tax relief can be a big help because it can reduce or even completely negate the taxes you […]
You’ve heard of mortgage and student loan refinancing, but can you refinance a personal loan? The answer is yes. Many lenders offer personal loan refinancing options. So if you’re unhappy with your loan, you’re not stuck with it — you can try to find a new loan with better terms. But just because you can […]
Millions of taxpayers look forward to getting a tax refund every year. But are tax refunds a good thing or a wasted opportunity? Every year as tax season rolls around, millions of Americans can’t wait to file for their taxes in anticipation of their big “bonus” check. In fact, there were 31,937,000 refunds issued in […]
Hiring a financial advisor can be one of the best investments you make. It can also be a colossal waste of time. Financial advisors can help you make smart investment choices, but without trust, the best financial planning is useless. How do you a financial advisor you can trust? This guide will help you do […]
The Earned Income Tax Credit (EITC) is one of the largest credits offered to U.S. taxpayers. Available since 1975, it can help to reduce tax liability or even provide a tax refund. This can provide a helpful financial boost for those with low-to-moderate income levels. Read on to learn what the EITC is and how […]
Planning a wedding is one of the most exciting times in a person’s life, but marriage is about much more than the romance of that one day. When you become a husband or wife, you also become a financial partner and often a business partner. A prenuptial agreement (prenup) is a way to address many […]
A college degree can give you a boost in today’s competitive job market. But with the ever-rising cost of tuition, most students are trying to figure out how to pay for college. According to CollegeBoard, students at four-year public universities had an average leftover cost of $15,400 for the 2019-2020 academic year, after accounting for […]
If you find yourself in a crisis and need cash fast, you’re not alone. According to a survey by the Federal Reserve, 40% of Americans would not have $400 on hand to cover surprise expenses like car repairs or a visit to the ER. Fortunately, there are many ways to get cash in a pinch. […]
Many debt settlement companies claim to help you settle your debt for at least half of your outstanding balance. But does this offer ring true? What can debt settlement really do for you? How do you know when to settle debt, and when will it do more harm than good? Let’s explore the risks and […]
Have you received the dreaded audit letter from the IRS? While it can feel shocking and stressful, like getting called to the principal’s office, there’s no need for alarm. Many Americans go through audits every year and make it out fine. In 2018, nearly one million taxpayers underwent an IRS audit of their individual returns. […]
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