most dangerous jobs

These are the most dangerous jobs in the United States, according to the latest Bureau of Labor Statistics data. You may be surprised by what people are paid for these high-risk jobs. When it comes to choosing an occupation, most people consider how much they can earn, the benefits, and if their skill set is […]

IRS Form 8300

Most transactions leave digital footprints which make them easy to track. But once in a blue moon, people still make large purchases with cash. If you are the payer or payee of a cash transaction on U.S. soil that exceeds $10,000, here’s what you should know about IRS Form 8300. Read on to learn the […]

Best auto loans for used car. $20,000 auto loan

Is it time for a new car? Are you thinking about something in the $20,000 range? If you don’t plan on paying cash, you’ll need to find an auto loan. But you shouldn’t take the first one you see. Too many Americans end up overpaying because they take the first loan they find. But there’s […]

$20000 personal loans

Are you looking for funds to finance your wedding? Or do you need cash to cover an unexpected medical emergency? Whatever your reason, a $20,000 personal loan may be the solution. But how do you know if it’s the right choice for you? And how can you be sure that you’re getting a good deal? […]


Routing numbers have been integral to the banking industry for more than a century. They streamline the exchange of money, enabling you to set up a direct deposit or easily send money to a friend. Just as the rise of debit cards lowered the popularity of checks, wire transfers are now facing competition from digital […]

What is a cd or certificate of deposit

If you have some savings lying around in an account, you should ask yourself, “Am I earning as much interest as I could be?” If you’re keeping your money in a savings account, the answer is usually no. Although some banks and credit unions do offer high-yield account options, a certificate of deposit (CD) will […]

As of September 2019, Emirates Skywards is the newest airline partner of Chase’s Ultimate Rewards Program.  What does the new Emirates Skywards partnership mean for you? If you have an eligible Chase credit card, you will now be able to convert your Chase Ultimate Rewards points into Emirates Skywards miles. Program Highlights: Make transfers at a […]

what is a 1099-c form

Having a credit account in default is never fun. You’ll have to survive debt collectors, negative marks on your credit score, and a ton of stress. If your creditor forgives or cancels your debt, you can set out on the path to recovery, but it’s important to understand the tax implications. For that, you’ll need […]

In the land between an employee and an incorporated business lives the independent contractor. An independent contractor acts mu9ch like a business owner but don’t meet all the “formalities” that come with being a business. Sometimes called a 1099 employee, here’s a closer look at 1099s, independent contracting, and what it means for tax time. […]