If you’ve reached the point in your life where you want to buy your first home, you are likely learning that doing so can be intimidating. Conventional mortgages typically require 20% of the purchase price upfront, along with a good credit score. Based on the average price for a new home ($406,400 — May 2017) that’s $81,280 (source). Below is a list of programs for first-time home buyers to consider.

When you buy your next new or used car, should you pursue zero-percent financing, look for a deal that offers bonus cash, or seek out a loan that, while not 0% APR, allows you to pay off your debt over, say, 72 months instead of 60 months? This article will help you answer those questions. It will also link you to useful additional resources.

Are you wondering what the Federal Estate Tax is and how it impacts the U.S.? Well, the good news is that most people won’t have to worry, as only 0.2% of Americans will owe Estate Tax, according to statistics of the Joint Committee on Taxation.

A swimming pool provides endless entertainment, it enhances your backyard living area, and it can help you live a healthier lifestyle. It’s no wonder so many people build them, but how much will it cost you?

So, you want a classic car and you’re wondering how you can finance it. The problem you’ll run into is that most car loan companies have restrictions on how old a car can be. Classic cars have many variables that need to be considered when determining their value and, as a result, many lenders opt-out.

A new solar installation was completed every 84 seconds in 2016. (Source)

Home improvement is a great way to add value to your home and make it more enjoyable for you and your family. However, the cost is generally too high for most people to pay with cash, so they commonly use financing options like home equity lines of credit, personal loans, or credit cards. Some also use government programs such as 203k loans. Before you start your first big project, consider some of these common options to figure out what is best for you and your current financial situation.

You own a small business and have invested what you can afford of your own resources, but you still need funding. Could the U.S. Small Business Administration (SBA) and their SBA loan programs provide the help you need? Can you qualify?

Are you thinking about making improvements to your home? It’s not a bad idea. In doing so, you can enjoy the renovations now as you live in your home and can recoup some, if not all, of your costs later if you sell your house.

“Starting a company as a sole proprietorship takes no set up beside figuratively ‘hanging out your sign’ and possibly obtaining a fictitious business name. Of course, there are multiple things you should do, in addition, but starting a company as a sole proprietor is the easiest way to go,” says Kristen Hayes Kuse, attorney at Integrated General Counsel.