Jessica Walrack
Jessica Walrack is a personal finance writer at SuperMoney, The Simple Dollar, Interest.com, Commonbond, Bankrate, NextAdvisor, Guardian, Personalloans.org and many others. She specializes in taking personal finance topics like loans, credit cards, and budgeting, and making them accessible and fun.
articles from Jessica
238 posts
Thinking of Refinancing Your Mortgage? Here Are Some Tips
Published 04/16/2017 by Jessica Walrack
Many homeowners reach a point when they want to refinance their mortgage. In fact, from 2015 to 2016 there was a 20% increase in the level of refinancing originations in the U.S., according to the U.S. Mortgage Originations report from the Mortgage Bankers Association.

Complete Guide to Business Expansion Loans for 2026
Published 04/12/2017 by Jessica Walrack
When you reach a point in which you want to invest in your business but only have the cash flow to keep your current operation going, you need help. This is where business expansion loans come in. Whether you need to hire new employees, purchase inventory in bulk or open a new location, this type of loan can give you the funding you need.

Should You Pay Off Your Mortgage? Pros and Cons
Published 04/08/2017 by Jessica Walrack
If you are in the position where you can pay off your mortgage early, congratulations; it’s a good place to be. However, you may be wondering if doing so is the best financial decision for your particular situation. Are there better ways you could spend your money to help secure your future? Let’s take a closer look at the benefits and drawbacks of paying off your mortgage early.

Guide to Refinancing Your Auto Loan
Published 04/06/2017 by Jessica Walrack
Are you paying too much for your auto loan? If so, you may not have to wait out the rest of your loan agreement. There’s a chance you can find a lender who will refinance your existing loan at a better rate. Not only that, you can find out whether you qualify for a better deal from the comfort of your home.

How to Find the Best Mortgage Rates Online
Published 04/05/2017 by Jessica Walrack
Many traditional lenders tightened restrictions on mortgage loan approvals after the housing market crash about 10 years ago. Since that time, there has been a boom in alternative lenders such as mortgage loan marketplaces and online mortgage lenders. The Federal Reserve’s bulletin on Residential Mortgage Lending found that in 2015, these alternative lenders originated about half of all owner-occupied home purchase loans.

Quick Guide to Employer Student Debt Benefits
Published 04/02/2017 by Jessica Walrack
Debt and a degree go hand-in-hand for most Americans who pursue higher education. The average college graduate owed more than $30,000 in student loans, according to the Student Debt and the Class of 2015 report by the Institute for College Access and Success.

Best Auto Loan Companies for 2026
Published 03/23/2017 by Jessica Walrack
If you are looking to buy or refinance a car, you may be worried about the financing and how to get the best possible deal. That’s why it’s necessary to know the best auto loan companies right now.

How To Settle IRS Tax Debt: All Available Options
Published 03/15/2017 by Jessica Walrack
Are you struggling with tax debt and feel like you’ll never get out? You’re not alone. Every year, countless Americans face tax bills that they can’t afford to pay. Fortunately, the IRS has tax settlement programs that can help. Here’s what you need to know.

Best Online Business Loans in 2026
Published 03/15/2017 by Jessica Walrack
If you’re running a business that employs 500 or fewer employees, you’re one of the 28.8 million small businesses in the U.S. While that sounds like a lot of companies, two-thirds of them only last two years. To make it past this mark, you may need an injection of cash. An online business can provide the money you need for expenses such as working capital, equipment, real estate or revolving funds. Here are the best online business loans available right now.

12 Ways to Save Money on Amazon
Published 03/08/2017 by Jessica Walrack
Amazon is one of the most popular e-retailers with more than 300 million users and $136 billion in net sales in 2016. Anyone who has perused the site will tell you it’s easy to get carried away with so many products at your fingertips.
