When thinking about personal loans, who do you imagine as the most common borrower? Someone struggling financially with a low to average income, or a college graduate with a high-paying job and great credit? The answer may surprise you.

Borrowing money isn’t necessarily a bad thing. In fact, it can be very helpful in some situations. You can build your credit, purchase something you need, and arrange payments you can afford. However, deciding when to take out a personal loan is a decision that should be weighed carefully. According to Katie Ross, the Education and Development Manager from the American Consumer Credit Counseling Organization,

The world of credit can be a confusing place as there are many types of credit. From credit scores to interest to various kinds of lenders, you may be wondering “Where do I start?” There are a lot of products to choose from and many times the terms and conditions are complicated, but once you find the right solution, developing good credit can help you achieve your goals.

Are you a business owner looking for the best small business loans to take your company to the next level? Maybe you need working capital, or you want to invest in real estate or equipment.

Are you drowning in student loan debt and wondering what the best strategy is for managing it? Today, 40 Million Americans have student loan debt. You’re not alone.

Are you struggling with your weight and looking at a medical procedure weight loss surgery to help you reduce your weight and get down to a healthier size? If so, you may be excited about the results you can achieve with bariatric surgery but discouraged by the high price tag.

Do you dream of buying a vacation home? Whether it’s a beachside cottage or a mountaintop cabin, you can make your dream a reality by learning how to finance a vacation home. Just look at the recent spike in the purchases of vacation homes. In 2014, the National Association of Realtors® (NAR) reported that around 1.13 million units changed ownership. Not only was this figure up by a staggering 57% over the previous year, but it was the highest level recorded since the NAR surveys began in 2003.

Avg. Credit Card Debt in American households (Source)

Solar panels for your home are a great long-term investment, but the upfront costs can be intimidating. You may be wondering, “Can I afford solar?”. In this article, we are going to cover various financing options available as well as the tax breaks, incentives, and rewards on offer – essentially, how to finance solar panels.  First, let’s look at why solar panels are a good investment and what they cost on average.

Cash back vs. travel credit card – that is the question! Credit cards are convenient to have and can be helpful when you need a loan or want to build your credit, but that’s not all. With so many credit cards on the market, there is a lot of competition for members. As a result, companies offer rewards to entice people to use their card. This is great news for us, consumers because it means we get more for our money!