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Jessica Walrack

Jessica Walrack is a personal finance writer at SuperMoney, The Simple Dollar, Interest.com, Commonbond, Bankrate, NextAdvisor, Guardian, Personalloans.org and many others. She specializes in taking personal finance topics like loans, credit cards, and budgeting, and making them accessible and fun.

articles from Jessica

238 posts

Credit Cards with Global Entry Reimbursement

Published 01/19/2017 by Jessica Walrack

As a frequent traveler, few things are worse than having to wait in passport control queues at the airport after you disembark from an international flight. You’re usually tired, jet-lagged, and just wanting to get to your room to relax. If you’re a world traveler, you should consider credit cards with global entry reimbursement. In this article, we will take a look at a range of credit card options that not only are perfect for frequent travelers, but that will help make your entry into the United States a quick and hassle-free experience.

This article will look at how to finance a house flip so you can better understand the process from start to finish. It takes a lot of hard work to to fix and flip houses, and loans for flipping houses can differ from normal loans for primary mortgages. But if you’re serious about real estate investing, keep reading. We’ll go over private lenders, interest rates, and how to get a line of credit for your house.

How to Finance a New Construction

Published 01/05/2017 by Jessica Walrack

Do you know what home you want to build but aren’t sure how to get the funds to make it a reality? Financing a new home construction can be intimidating. You need a large sum of money, and you need to coordinate with realtors, builders, and financial institutions.

Canceling a credit card is simple — but the timing and preparation matter. Done without a plan, it can spike your utilization ratio overnight and shorten your credit history.

What To Do When Audited By The IRS

Published 05/23/2016 by Jessica Walrack

Tax season is over, you’ve received your tax return, but you’ve just received the dreaded audit letter from the IRS. While it can feel stressful, there’s no need for alarm. Many Americans go through this process every year. In 2018, nearly one million taxpayers were audited by the internal revenue service for their individual returns. So how should you approach the situation? While user experience will vary, here are 10 pointers to help you survive an IRS tax audit.

The Scientific Reason Behind Why Money Makes Us Happy

Published 08/05/2014 by Jessica Walrack

“It is not the man who has too little, but the man who craves more, that is poor.”-Seneca

Do You Have to Put 20 Percent Down on a New Home?

Published 05/23/2013 by Jessica Walrack

The thought of paying 20 percent down on a new home can be daunting for many aspiring homeowners. But don’t let go of your dream just yet. While a 20 percent down payment was often required in the past, the average down payment on U.S. homes today is closer to 5-6%. So do you need to pay 20 percent down? Or can you get away with less? Let’s look at the pros and cons of a larger down payment. Then we’ll discuss some more affordable options, and show you how to decide which amount is right for you.

Secret of Retirement Savings: Making Up For Lost Time?

Published 04/16/2013 by Jessica Walrack

Have you begun to save for retirement? According to a recent survey, only two out of three workers feel confident about having enough money to live comfortably in their retirement. Most people don’t start saving for retirement until they hit 31, which undercuts their returns significantly.

If you’re behind on saving for retirement, you’re not alone. In fact, six in 10 Americans say that they need to catch up on their retirement savings. But we’ve got good news. Even if you’re late to the game, it’s still totally possible to reboot your retirement plan and catch up.

As tax season rolls around, many families start to feel the stress that comes with filing taxes. While tax preparation can be complicated and costly for the average American, military tax returns can be even more difficult as service families move often and encounter unique tax issues– like tax benefits for serving in a combat zone. Fortunately, the military community can take advantage of free or discounted tax services and support to help file their returns.

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