An IRS 90-Day Letter (CP3219N) is a notice of deficiency. What it means is that the IRS did not receive your tax return, so it calculated your tax, interest, and penalties for you. The IRS bases their calculation on information reported by your employer(s), financial institutions, etc.

Insurance is a booming business in the U.S. Last year, $1.2 trillion in net premiums were written. Life and health insurance accounted for 52% of that while property and casualty insurance accounted for the other 48%. But what if you invest in insurance to protect yourself against a loss and then nothing ever happens? Then, you’ve paid for nothing.

Savings vs. Money Market accounts: which is the right one for you? In the first quarter of 2020, Americans managed to put away approximately more than $4.7 trillion in personal savings.

So you realize you shouldn’t rack up credit card debt, have stopped spending, and are paying down your balances. You’re on the right path. The problem is, your interest rates are high and it’s taking too long to pay off your balances.

Student loans can help you get the education you need to achieve your career goals. Without them, many Americans wouldn’t be able to pursue their dreams. For instance, 42% of those who attended college, acquired some debt from their education.

When planning for your big day, you and your spouse surely have a long list of to-dos. However, one of the most important tasks is the selection of your wedding rings. Our wedding rings guide is here to help you.

A roof is one of the most important parts of a house. It protects you, your home, and your belongings from the outside elements. However, it won’t last forever. You need to keep up on the maintenance to maximize its life but will eventually need to replace it.

So, you’re thinking about buying a used car? It’s a wise idea considering new cars depreciate by 10% the minute you drive off the lot and an additional 10% during the first year of ownership.

Most vehicle leases last between two and four years. At the end of the lease, the leasee can buy the car, trade it in, or return it. But what if you want to get out of your lease before the contract ends?

When you decide you want to get an auto loan to buy your leased vehicle, one of the first things you’ll need to do is find the right lender. But researching auto loan lenders and rates can be very labor-intensive. Most of us don’t have that kind of time to spare. This article will show you the average lease buyout loan interest rates so you know what a good deal looks like.