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Jonathan Defosses

articles from Jonathan

16 posts

How To Use Life Insurance To Build Wealth

Published 05/31/2023 by Jonathan Defosses

Life insurance is a valuable tool designed to protect loved ones from devastating financial losses due to the death of an insured policyholder. Although this is an important component of life insurance, certain types of life insurance policies come with added benefits. If used properly, a life insurance policy not only gives financial support to beneficiaries after the policyholder dies but can also accrue cash and build wealth in the process.

Can I Remove My Neighbor’s Fence From My Property?

Published 03/23/2023 by Jonathan Defosses

In some situations, you can remove a neighbor’s fence on your property. However, to do so, you may want to try negotiating with your neighbor before taking the fence down by force. Otherwise, you’ll want to consult and hire a licensed surveyor and check to see if the fence has a building permit before removing the fence.

How To Get Out Of a Lease With a Roommate

Published 01/24/2023 by Jonathan Defosses

To get out of a lease with a roommate, first try to negotiate a temporary solution. If that doesn’t work, see if your landlord will let you look for a new person to take your place as a roommate or subletter. Whatever your situation, make sure to stay in contact with your landlord and inform them of your current roommate issues.

How Many People Should I Invite To My Wedding?

Published 01/24/2023 by Jonathan Defosses

How many people you should invite to your wedding depends largely on your wedding budget. Many wedding expenses, such as the wedding attire, stylist, wedding planner, catering, bar service, and venue, depend on the size of your guest list. If you want to invite too many people, try offering a video meeting platform as an alternative.

Days Payable Outstanding: Explanation & Formula

Published 01/19/2023 by Jonathan Defosses

Days payable outstanding (DPO) is a financial ratio often used to determine how well a company is managing its cash flow. This ratio shows the average time in days that it takes for a company to pay its bills and invoices for purchases made on credit. A company’s DPO is typically calculated on a quarterly or annual basis.

How Much Money Should You Spend On a Wedding Ring?

Published 01/07/2023 by Jonathan Defosses

The average cost of a wedding ring is between $500 and $1,200. Of course, this price may change depending on the metal used, any diamonds or precious stones included, and where you purchase the wedding ring.

VA Loan With 500 Credit Score: Here Are Your Options

Published 11/23/2022 by Jonathan Defosses

According to VA guidelines, veterans with poor credit scores, such as 500, can still be approved for VA loans. That said, all mortgage lenders must ensure that a borrower meets the minimum Veterans Administration requirements to approve VA loans. In addition to that, lenders can set requirements above the VA minimum prerequisites called lender overlays that may have different credit score requirements.

How Many Quarters Are In A Roll?

Published 10/12/2022 by Jonathan Defosses

Standard rolls of quarters have 40 quarters per roll, which has a face value of $10. You can also buy rolls of pennies, nickels, dimes, and even small dollar coin rolls. If you need a roll of quarters or wish to roll some of your own coins, you can stop by your local financial institution or purchase paper rolls online.

Enterprise Value vs. Market Cap: What’s The Difference?

Published 10/04/2022 by Jonathan Defosses

Market capitalization can give a general idea of how risky or aggressive a certain investment might be. However, certain factors are left out of market capitalization, such as a company’s debt and cash reserves. Enterprise value is meant to show the overall value of a company but isn’t the best metric to use when comparing companies across industries. Both of these metrics play a vital role in making savvy investment decisions.

How Much Does a Gold Bar Weigh?

Published 09/26/2022 by Jonathan Defosses

While gold bars come in a variety of sizes, the “standard” gold bar weighs about 28 pounds or 400 troy ounces. However, the weight also depends on how the gold bar was manufactured: cast or minted. Cast bars are generally cheaper and don’t have the same purity standards that minted gold bars have.

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