If you have big dreams about creating a horticultural oasis in your backyard but have little budget to do so, you should consider DIY landscaping. Creating your own backyard version of Versailles or Kew Gardens on a budget is easier than you might think. Considering that most homeowners spend between $5,336 and $7,558 on professional landscaping services (Home Advisor) you can save big money by doing it yourself.

Do you know exactly what your homeowners insurance covers? If not, take a close look at your policy. Your insurance company will recoup costs for most accidents and disasters, but some things just aren’t covered.

While you’re most likely grateful to your bank for keeping your hard-earned cash safe, you’re probably not at all thrilled when your bank takes that money in the form of a service charge or fee. With a little research and pre-planning, you can avoid those dreaded charges and even come out ahead with some interest.

Do you have visions of being so organized that you can produce a requested fact or object within mere seconds? If you think the answer to being super put together is having all of the right organizational tools at your fingertips—that’s only part of the secret.

With tax season right around the corner, the tax man will soon be knocking at your door. Though filing your taxes and keeping track of them is probably not your favorite task, new apps on the market are making the often dreaded chore a little easier. Many of these handy mobile apps for taxes are also free.

Love may be in the air on Valentine’s Day when about 10 percent of marriage proposals occur, but Cupid’s dart isn’t the only thing flying high. The average credit card debt is $15,270, which means that many couples are merging much more than their kitchenware and furniture when they say “I do.”

Do you have big dreams shelved away because of a lack of funds? Are you waiting for that perfect someday when your finances are in order and you have some extra money to follow your passions?

If you’ve made a New Year’s resolution to get in shape, it’s a no-brainer to quit smoking while you’re at it. You’ll stop stinking up your breath and clothes with cigarette fumes and avoid lectures from well-meaning nonsmokers. But the decision can also save you thousands of dollars per year. Besides no longer shelling out your hard-earned money to buy smokes, you’ll avoid overpaying for items like healthcare and insurance.

Ever applied for a loan or filled out a credit application and been baffled by questions about the types of credit you carry? If the pie charts on your credit report labeled revolving and installment loans make you scratch your head, read on. This article covers everything you need to know about types of credit.

Though you often hear the term net worth used when describing the very wealthy, knowing this calculation for your own personal finances is just as important. Referring to how much you are worth when all of your debts are subtracted from your assets, this figure gives a good indication of your overall financial health.