Members at Credit Unions in USA (Source)

of purchase mortgage applications are making it to closing. (Source)

Looking for a long-term investment that can provide a steady income stream? Buy rental property. Rental rates are on the rise, which means that becoming a landlord can be especially profitable. We cover the basics and how to finance a rental property so you can get started.

As a business owner, you know that sufficient funding is the lifeblood of your business. Without adequate financial reserves, it can be difficult to make payroll, pay for inventory and cover the rent. Tight lending conditions can make it challenging to get funding for your business, but securing a loan is possible. This guide to how to get a business loan simplifies this sometimes daunting process.

Since flipping houses became a hot trend over the last nine years, buying distressed homes, fixing them up and selling them for profit has continued to bolster the real estate industry and the economy.

Refinancing your car loan can be an ideal way to save money and even shorten the length of the loan. You may worry that refinancing your car will hurt your credit. Not necessarily. Read on for the lowdown on how refinancing car loans can affect your credit.

Consolidating your credit card debt can be a smart move if you can get a lower interest rate than what you’re currently paying across your debts. When done right, it can reduce interest costs, lower your monthly payment, or help you get out of debt faster.

You may love the fact that your vehicle gets you where you want to go, but hate the car loan you pay every month. If you decide to refinance your car loan, it can save you money and possibly reduce the length of the loan. Read on for a complete guide to auto loan refinancing.

Adult child sounds like an oxymoron. But if you’re a parent of a grown-up asking for a handout, you understand how these two words merge perfectly. Such a request for money immediately stimulates a maternal/paternal financial hormone that causes you to reach into your wallet.

The next time you eat at a restaurant as a member of a large party don’t assume the tip is factored into your final bill. At the beginning of January, a key change in a federal income tax code closed a long-standing tax loophole when it comes to tipping for large groups.