Julie Bawden-Davis
Julie Bawden-Davis is a widely published journalist specializing in personal finance and small business. She has written 10 books and more than 2,500 articles for a wide variety of national and international publications, including Parade.com, where she has a weekly column. In addition to contributing to SuperMoney, her work has appeared in publications such as American Express OPEN Forum, The Hartford and Forbes.
articles from Julie
120 posts
Getting Back On Track After Holiday Over-Spending
Published 02/03/2015 by Julie Bawden-Davis
The holiday meals are long digested, and the presents seem like a distant memory when your January credit card statements come flooding in and break you out of a post-holiday stupor. If you spent more than you planned to make the season merry and bright, some budget triage is probably in order to get back on track.
The Ultimate Money Checklist For 2024: 10 Things You’ve Got To Do Now!
Published 12/26/2014 by Julie Bawden-Davis
With 2014 screeching to an end, it’s time to do a last minute assessment of your tax situation. Once the New Year arrives, opportunities to take advantage of tax breaks for this year disappear. Before you break out the bubbly and sing “Auld Lang Syne,” ensure you save as much as possible on this year’s taxes by tending to these financial tasks.
How To Retire By The Age Of 35: 10 Brilliant Ideas From People Who Already Did
Published 12/02/2014 by Julie Bawden-Davis
Whether your idea of retiring early is traveling the world, sticking close to home and spending time with friends and family or writing the great American novel, many of the principles for reaching the early retirement goal are the same no matter what the destination may be.
How To Host A Fabulous, High Class Dinner Party On A Super, Low-Cost Budget
Published 11/18/2014 by Julie Bawden-Davis
Hosting a dinner party at your house featuring tasty food and lively conversation gives you an event you can look forward to. But get-togethers can get costly, especially if you planned on serving food and drinks to your guests. But don’t worry, It is still possible to wow friends and family with a fantastic party, without straining your personal budget.
How To Manage Your Personal Finances Successfully
Published 10/23/2014 by Julie Bawden-Davis
Managing your personal finances successfully should definitely be on the top of your to do list. You know that a well-ordered financial house makes for a smoother, happier life, but the idea of getting your finances in order can be a bit daunting.
8 Important Things Debt Collection Agents Don’t Want You to Know
Published 09/30/2014 by Julie Bawden-Davis
If your nerves are in tatters from screening calls and your thumb is sore from hitting ignore on your cell phone, it’s time to pull your head out of the sand. Get familiar with your rights when it comes to debt collection.
10 Things to Do After Getting Laid off to Protect Your Finances
Published 09/04/2014 by Julie Bawden-Davis
The worst has happened to you financially—you lost your job. Before you let the “what ifs” take over and start panicking, stop, take a deep breath, and read this primer on what to do right now to protect your finances.
How to Prepare Your Credit For Buying a New Home: 10 Tips
Published 09/02/2014 by Julie Bawden-Davis
Ready to buy a new home, but not sure if your credit is in good enough shape to qualify you? Preparing your credit to apply for a mortgage and get a loan with a favorable interest rate requires keeping these 10 tips in mind.
Is Obama’s “Pay as You Earn” Program Enough?
Published 08/21/2014 by Julie Bawden-Davis
President Obama recently provided some potential relief to student loan borrowers. Introduced this past June, the plan caps student loan repayments at a more comfortable 10 percent of a borrower’s monthly discretionary income. Then after 20 years in what’s known as the Pay As You Earn program, any remaining student loan debt is forgiven.
Scientific Study Reveals How Writing On Paper Actually Boosts Our Brain
Published 07/15/2014 by Julie Bawden-Davis
When I heard recently that the schools in my area are phasing out teaching handwriting, I have to admit to uttering a few expletives. Not because of the long hours I stood hunched over lined paper writing the alphabet or watching my kids grip their pencils and grit their teeth and do the same. But because as a writer, it just seems so wrong.