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Justin Smith

articles from Justin

37 posts

How Much to Lease a Tesla? Compare All Models

Published 06/24/2022 by Justin Smith

Tesla leasing can be a good option if you can’t afford to buy a Tesla outright or if you want to test drive it before purchasing. You can lease a Tesla by ordering it directly from the manufacturer or by visiting a physical Tesla dealership. Teslas are available to lease in 42 states, plus Washington D.C. The Tesla Model 3 is the cheapest to lease, followed by the Model Y, Model S, and Model X. Tesla also offers lease-to-buy options. When considering whether you should buy or lease a Tesla, it’s worth looking at things like resale value, tax credits, insurance costs, applicable state taxes, and more.

Are Teslas Worth It? Here are Our Findings

Published 06/24/2022 by Justin Smith

Gas savings, low maintenance and electricity costs, advanced technology, and government tax credits are some of the benefits that make Teslas worth it to their owners. However, the high price tag and insurance costs, coupledl with reliability issues, has kept Tesla struggling in rankings by magazines like Consumer Reports. Tesla is inarguably one of the biggest electric vehicle makers, but its reliability has repeatedly been a problem for consumers.

President vs. CEO: Key Differences

Published 06/24/2022 by Justin Smith

A chief executive officer and a company president are considered two of the most important roles in corporate governance. A CEO oversees the company’s strategic goals and reports to the board of directors, while the president is responsible for more of the hands-on implementation of corporate goals into the workforce. In some cases, the company president also serves as the CEO. When it comes to small businesses, the president might also be the owner of the company.

How to Invest in Lithium

Published 06/21/2022 by Justin Smith

Although there isn’t a futures market for lithium, as there is for copper or gold, you can invest in lithium by buying stocks (or ETFs) in companies that work directly with lithium. These companies may mine for the metal or use it to produce things like lithium-ion batteries.

What Does ISO Mean?

Published 06/12/2022 by Justin Smith

ISO stands for the International Organization for Standardization, which is an independent international organization that develops various sets of standards to ensure quality, safety, and efficiency. ISO certification ensures that a product, service, or system meets all the organization’s standards of quality assurance. Being ISO certified can help a business acquire new customers, as it demonstrates to conscious consumers the business’s commitment to high standards of quality.

Home Equity Loan With Bad Credit: Is It Possible?

Published 06/09/2022 by Justin Smith

A home equity loan is a type of debt that allows homeowners to borrow against the equity of their homes. To apply for a home equity loan with bad credit, it’s useful to check your credit report, calculate your debt-to-income ratio and the amount of equity you have, determine how much you need, and shop around for the best rates. To help boost your chance of getting a home equity loan with bad credit, stay aware of your credit score, calculate your monthly DTI, and consider bringing on a cosigner. Personal loans, cash-out refinance options, and home equity investments (also known as shared equity agreements) are alternatives to taking out home equity loans.

Can You Refinance Your Home After Bankruptcy?

Published 06/09/2022 by Justin Smith

You can refinance your home after bankruptcy. If you filed for Chapter 7 bankruptcy, you can obtain conventional loans within four years, and government-backed loans (including FHA loans and VA loans) within two to three years. If you filed for Chapter 13 bankruptcy, the waiting periods are two years for conventional loans and just one day for government-backed loans once you’ve made 12 qualifying on-time loan payments. Staying informed of your credit report, obtaining a secure credit card, and increasing your credit mix can help your credit bounce back after a bankruptcy.

What To Invest In During War

Published 05/31/2022 by Justin Smith

Wars can increase the volatility of markets, but they typically don’t have a long-term impact on them. Defense stocks often become popular because of their direct impact on conflicts, but demand for safe-haven investments like gold and even cash can also increase during periods of unrest. Taking a long-term approach to investing and staying the course, even during a war, is often the best strategy when you already have a well-diversified portfolio.

Can F1 Students Invest In Stocks?

Published 05/31/2022 by Justin Smith

An F1 student can invest in the stock market and cryptocurrencies, as well as open Roth IRAs and contribute to 401(k) plans. However, all profits they make from stock trading must qualify as passive income for F1 students to retain their status as full-time students. As long as students have a Social Security number or a taxpayer identification number, they can invest in stocks and cryptocurrencies.

Police do sometimes investigate identity theft cases, but the success of this investigation may depend on how much information you already have about the theft. Identity theft can happen to anyone and can affect your credit score and ability to do things like rent an apartment, buy a car or get a loan. The four main types of identity theft include financial, tax, medical, and child. You should report identity theft to the police, and file a report with the Federal Trade Commission (FTC).

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