Lacey Stark
articles from Lacey
192 posts
TQQQ vs. QQQ: What Are the Key Differences?
Published 05/07/2022 by Lacey Stark
TQQQ and QQQ are both exchange-traded funds (ETFs) that track the same stock market index, but that’s pretty much where the similarities end. If you’re a more conservative buyer who prefers a long-term investment, you might want to think about the QQQ ETF. If you prefer the thrill of day trading and the chances of big gains, consider the leveraged ETF TQQQ.

How to Bypass a CVV Code
Published 05/06/2022 by Lacey Stark
CVV codes protect consumers who shop online or over the phone, where a physical credit card can’t be presented to a retailer. There is really no legal way to bypass a CVV code, although you will not have to use it at a brick-and-mortar store when acquiring goods and services in person. When you swipe the physical credit or debit card, that CVV code is automatically transmitted through payment terminals via the magnetic strip or chip reader.

SPY vs. VOO: Which Is Better?
Published 05/05/2022 by Lacey Stark
Both SPY and VOO are exchange-traded funds (ETFs) and track the same index. They seek to mimic the returns of the S&P 500 stock market index (also known as the Standard & Poor’s 500), which follows the largest companies in the U.S. They have also both averaged close to 15% in annual returns in the last 10-plus years.

Can You Buy a Town?
Published 05/03/2022 by Lacey Stark
Can you actually buy an entire town? Turns out you can, and real people have — not just the fictional characters from the popular TV series Schitt’s Creek. You never know what real estate listings might turn up. In fact, you could find a whole ghost town for sale, complete with houses, dance hall, post office, and a general store. You might even get it dirt cheap. And if you don’t like the selection of abandoned villages for sale, you could build one of your own.

Surprising Things You Can Buy With EBT
Published 04/27/2022 by Lacey Stark
Though EBT and SNAP benefits should primarily be used for healthy foods, there are several surprising items you can buy with these funds. An Easter basket or ice cream, for instance, are two examples of things you might not realize you can buy with your EBT card.

Can You Buy an Apartment?
Published 04/26/2022 by Lacey Stark
Yes, you can buy an apartment! You probably won’t buy the one you’re living in right now, but it is possible to buy an apartment. You might consider doing so if you’re not in a position to purchase a house right now, or if you’re just not interested in taking on all the work that comes with owning a house. Buying an apartment differs in important ways from buying a house, which are worth considering before making a decision.

SPX vs. SPY: Differences Explained
Published 04/19/2022 by Lacey Stark
SPX is short for the S&P 500, one of the most popular benchmarks of the stock market. It includes (roughly) the 500 largest companies in the U.S. stock market. SPY was the first (and one of the most popular) exchange-traded funds designed to track the SPX. Trading options on the S&P 500 is a popular way to invest in the index. There are several ways to do this, but trading options on SPY or the SPX are probably the most popular. This article discusses the main differences when trading options on SPX vs. SPY.

What Happens to Debt When You Die?
Published 04/18/2022 by Lacey Stark
Unfortunately, a person’s debt doesn’t magically disappear when they die. Instead, the deceased’s debts are often settled by the assets in their estate. Often these assets will cover all the debts and the remainder of the estate will be distributed among the inheritors. In some cases, however, heirs will inherit debt as well as, or instead of, wealth.

Can You Buy A Car Without A License?
Published 04/14/2022 by Lacey Stark
There is no legal reason you can’t buy a car without a driver’s license, but it will complicate the car buying process. From purchasing the car itself, to handling financing, car insurance, and registration, you might hit some snags. However, by using a little creativity, you can overcome these hurdles.

What Are The Cheapest Days To Fly?
Published 04/11/2022 by Lacey Stark
Usually, the cheapest days to fly are Tuesday, Wednesday, and Saturday. However, this is not an exact science, as most flight prices fluctuate hourly. While it may be time consuming, we recommend comparing multiple airline ticket prices at various times to find the cheapest flights possible.
