Lacey Stark
articles from Lacey
192 posts
How Does a HELOC Affect Your Credit Score?
Published 06/06/2022 by Lacey Stark
A home equity line of credit (HELOC) will appear on your credit report just like any other kind of loan or line of credit. Because of this, a HELOC will affect your credit score. Whether this effect is good or bad mainly depends on how you manage your credit line.

How to Invest in SpaceX
Published 06/02/2022 by Lacey Stark
Because SpaceX is still a private company, regular investors can’t easily invest in SpaceX stock. However, if you meet certain requirements, such as being an accredited investor, you might be able to purchase private shares from one of SpaceX’s original investors. Otherwise, there are a couple of ways to indirectly invest in SpaceX or the space travel industry as a whole.

How to Invest in Airbnb Rental Properties
Published 05/31/2022 by Lacey Stark
If you’re in the market for an investment property, you might want to consider an Airbnb rental over more traditional rental properties. While there might be a bit more work and upfront expenses involved in being an Airbnb host, you could potentially make more in rental income with short-term rentals than you would with longer-term rental properties.

Can You Buy Stocks With a Credit Card?
Published 05/25/2022 by Lacey Stark
Most brokerage firms won’t accept credit cards to fund stock market purchases, although there are a few ways around that. However, just because you can use your credit card to finance your investment doesn’t mean it’s a great idea. On the other hand, there are a couple of ways to leverage your credit card use that could become a part of your investment strategy.

What Should I Do If My Driver’s License Number is Stolen?
Published 05/24/2022 by Lacey Stark
If your driver’s license was lost or stolen, first contact the DMV to report your missing license. Since a lost driver’s license could provide a gateway for hackers to discover more of your personal information, you’ll also want to monitor your bank accounts and credit report for any loans or withdrawals you didn’t authorize.

How Much is Boat Insurance?
Published 05/23/2022 by Lacey Stark
Boat insurance costs vary considerably, depending on the insurance company and the region of the country you live in. Many other factors come into play as well, such as the size and speed of the boat, and how old it is. These and other matters will help determine the best boat insurance coverage for you.

How to Change the Name on Your Credit Card
Published 05/22/2022 by Lacey Stark
Changing the name on your credit cards is no big deal, but because each credit card issuer has a different process for making the name change, it can take some time. Plus, the whole name change process in general can be somewhat lengthy. For instance, you probably won’t be allowed to change the name on your credit cards until you can produce a government-issued photo ID with your new legal name on it. That usually means you also need to visit the Social Security Administration to update that card first.

Can I Use a Check with an Old Address?
Published 05/16/2022 by Lacey Stark
As long as the credit union or bank’s routing number and account number on your check are current, you can still use a check with an old address. Current address information is not as important as current checking account information, which is what financial institutions use to process checks. Occasionally a payee may need your current address but you can still use your old checks and supply them with your address another way.

Does Social Security Pay For Cremation?
Published 05/12/2022 by Lacey Stark
Social Security benefits do not cover the cost of cremation or any other type of funeral arrangements. However, there is a lump sum death benefit of $255 that the surviving spouse or children may be able to collect. In addition, survivors of the deceased may be eligible for monthly benefits as well if they meet certain requirements, and some of that money could be used for cremation.

Does Medicare Cover Funeral Expenses?
Published 05/11/2022 by Lacey Stark
When you die, your Medicare coverage dies with you. There is no death benefit associated with the federal Medicare program. However, if you have a Medicare Medical Savings Account (MSA) and there is any money left over at the time of death, the spouse or other beneficiary may use that money to help cover the funeral costs.
