Marcie Geffner
Marcie Geffner is an award-winning freelance reporter, editor, writer and book critic. Her work has been featured online and in print by The Washington Post, Los Angeles Times, Chicago Sun-Times, Urban Land, Business Start-Ups and Fox Business Network Online, among many other newspapers, magazines, and websites. With a bachelor’s degree in English from UCLA and MBA from Pepperdine University in Malibu, Geffner has impressive credentials in both story-telling and business management. A second-generation native of Los Angeles, Geffner now lives in Ventura, California, a surf city northwest of her hometown.
articles from Marcie
21 posts
Auto Insurance that Gives Money Back — How To Get Cash From Your Insurance
Published 05/01/2018 by Marcie Geffner
Managing your auto insurance isn’t just about paying your premiums. It’s also about getting money-back bonuses, refunds, and discounts from your insurer.
15-Year Fixed Mortgage: Pros and Cons
Published 05/01/2018 by Marcie Geffner
A 15-year fixed mortgage can be an attractive choice for home buyers and homeowners who want to refinance their current home loan. However, it’s not always a smart or even viable option. Here are the pros and cons you should consider before applying for a mortgage refinance.
Should I Switch to a 15-Year Fixed Mortgage?
Published 05/01/2018 by Marcie Geffner
The decision to refinance your mortgage can be challenging, especially when you’re trying to accomplish two different objectives at the same time.
Should You Refinance From a 30-Year to a 15-Year Mortgage?
Published 05/01/2018 by Marcie Geffner
Refinancing your home mortgage into a shorter term can be a smart move. But you should be prepared for the costs of refinancing and able to handle a much higher monthly payment.
How to Avoid Paying PMI (Private Mortgage Insurance)?
Published 05/01/2018 by Marcie Geffner
In today’s market, a 20% deposit on a new home can be overwhelming. But put down less, and most lenders want protection from loss should you renege on the mortgage payments. This article explains how to avoid paying PMI (private mortgage insurance).
How Does SoFi Avoid PMI With Only 10% Down?
Published 04/20/2018 by Marcie Geffner
Traditional conforming home mortgages require private mortgage insurance (PMI) if you make a down payment that’s less than 20% of the home’s purchase price.
How To Get a Mortgage With a Smaller Down Payment and No PMI
Published 04/20/2018 by Marcie Geffner
In the world of home mortgages, PMI – private mortgage insurance — has a terrible reputation.
Can I Refinance My Reverse Mortgage?
Published 03/30/2018 by Marcie Geffner
Yes, you can refinance your reverse mortgage, if you’re qualified, and your new loan meets the guidelines.
Pros and Cons of Refinancing Your Mortgage
Published 03/28/2018 by Marcie Geffner
Your home is one of the most expensive things you’ll buy in your life. They’re so expensive that most people need to use a mortgage to borrow money to buy their home.
Refinancing a Home Mortgage? Beware of These Hidden Costs
Published 03/19/2018 by Marcie Geffner
This article looks at the hidden costs of refinancing a mortgage. Click here if you’re interested in a step-by-step guide to calculating the total cost of a mortgage refinance.
