steps to consolidating student debt

Knowing how to consolidate student loans from different lenders could help ease the burden of your student loan debt. Having a student loan payment can be stressful enough; having multiple loan payments is even worse. Dealing with various accounts, payment amounts, due dates, interest, and terms can make your loans all the more aggravating. Consolidating […]

It’s not something we like to think about, but life is full of unwelcome surprises. If you’re not prepared, even everyday surprises, such as a car breakdown, household repairs or a medical emergency could become full-blown financial disasters. Which is why building an emergency fund to insulate you from financial surprises is important no matter […]

are payday loans evil

Is Payday Lending Evil?

Payday lending is bad, right? That certainly seems to be the accepted truth and the force behind a significant portion of America’s consumer financial regulatory policy in the last few years. Critics, which include the Consumer Financial Protection Bureau (CFPB), refer to payday loans as predatory and abusive “debt traps” (source). But is such criticism […]

If you owe $10,000 or more in taxes, you need to hear about the IRS’ best kept secret: . This brief guide explains what tax relief is and how you can use it to reduce your tax debt. Millions of Americans are drowning in tax debt. If you are one of them, you know about […]

tax defense network review

Tax Defense Network: A Comprehensive Review

Tax Defense Network is a veteran tax debt relief company based in Jacksonville, Florida. This is an independent review of its services that compares the pros and cons of Tax Defense Network to other tax relief companies. If you are behind on your taxes, you’re certainly not alone. Every year $458 billion in taxes go […]

Stop what you’re doing and take two minutes to watch this video. In a four-part interview back in 2009, Ira Glass, of radio program “This American Life,” shared some insightful advice on overcoming self-doubt. According to his theory, there’s a “gap” between the quality of work an individual puts out at the start of their career and […]

Endurance athletes earn almost three times as much as the general population. Not 50% more. Not 100% more. Almost 300% more money on average! According to the New York Timesthe average ING New York City Marathon runner’s household income was $130,000. USA Triathlon reports the average triathlete’s household income is $126,000. A 2006 Runner’s World subscriber study […]

Home Ownership: Is It Really Worth It?

Recent Gallup polls show that Americans still believe the best “long-term investment” is real estate. Most Americans rank real estate investment ahead of mutual funds, stocks, bonds and other options. This news is somewhat surprising considering the fact that so many Americans lost everything they had in the wake of the recent housing collapse. Could […]


The IRS warns consumers not to fall for bogus charity scams. They often occur in the wake of major disasters like the recent tornadoes in the Midwest or the typhoon in the Philippines. Thieves play on the goodwill of people who want to help disaster victims. They pose as a real charity in order to […]