Randy Erickson
articles from Randy
191 posts
$35 an Hour is How Much a Year?
Published 07/05/2022 by Randy Erickson
A $35 an hour rate equals a gross annual income of approximately $72,800 if you work a 40-hour week for 52 weeks a year. Remember that taxes, where you live, and the number of hours you work will affect the exact take-home dollar amount.

$22 an Hour is How Much a Year?
Published 07/02/2022 by Randy Erickson
A $22 an hour rate equals a gross annual income of approximately $45,760 if you work a 40-hour week for 52 weeks a year. Remember that taxes, where you live, and the number of hours you work will affect the exact take-home dollar amount.

$21 an Hour is How Much a Year?
Published 07/02/2022 by Randy Erickson
A $21 an hour rate equals a gross annual income of approximately $43,680 if you work a 40-hour week for 52 weeks a year. Remember that taxes, where you live, and the number of hours you work will affect the exact take-home dollar amount.

$25 an Hour is How Much a Year?
Published 07/02/2022 by Randy Erickson
A $25 an hour rate equals a gross annual income of approximately $52,000 if you work a 40-hour week for 52 weeks a year. Remember that taxes, where you live, and the number of hours you work will affect the exact take-home dollar amount.

$10 an Hour is How Much a Year?
Published 07/02/2022 by Randy Erickson
A $10 an hour rate equals a gross annual income of approximately $20,800 if you work a 40-hour week for 52 weeks a year. Remember that taxes, where you live, and the number of hours you work will affect the exact take-home dollar amount.

Can You Buy Crypto On E*TRADE?
Published 07/01/2022 by Randy Erickson
E*TRADE offers indirect exposure to the cryptocurrency markets through investments related to the industry. However, until the regulatory future of cryptocurrency is more concrete, E*TRADE has chosen to forgo offering direct access to cryptocurrency trading on its platform. For more comprehensive access to crypto, consider an established cryptocurrency exchange, such as Binance or Coinbase.

Can You Have Two Checking Accounts at the Same Bank?
Published 06/30/2022 by Randy Erickson
Yes, it is possible to have two different checking accounts with the same bank. However, all of the money you leave with the bank will count towards the $250,000 FDIC insurance limit. Instead of asking how many checking accounts can you have, you might be better off asking how many checking accounts you need or if another type of account would be more helpful.

The Benefits of Buying a House in Your 20s
Published 06/29/2022 by Randy Erickson
There are several benefits to buying a house in your 20s, including certain tax benefits and the opportunity to build equity in your home early on. However, the right time to buy a house depends entirely on an individual’s personal obligations and financial situation, not their age.

Personal Loan vs. Auto loan: Which is Best?
Published 06/21/2022 by Randy Erickson
Although you can use either a personal or an auto loan to finance a vehicle purchase, each loan comes with its own pros and cons. An auto loan will likely have a better interest rate, but qualifying for one may be difficult if you are in the market for an older car. On the other hand, personal loans will provide more flexibility but often come with higher interest rates.

How to Correctly Write a Check With Cents and Dollars
Published 06/16/2022 by Randy Erickson
Writing a check is essentially just a way to transfer money from your bank account. When you write out a check, you must write out the check amount in both numbers and words using a decimal point and a fractional cent amount.
