Tracie Fobes is the owner of Penny Pinchin’ Mom, which shares tips to help people improve their life, help their family and manage their finances.

At HealthSavings, our purpose is simple: We help clients prepare for life’s changing health and financial needs with what we know best – investment health savings accounts (HSAs).

Are you beginning to get uneasy about the rising balance on your credit card accounts? Understanding how your outstanding credit card balances affect your credit score can be crucial to avoiding long-term damage to your credit.

According to the Federal Reserve, credit card debt in the U.S. is at $960.8 billion. Fifteen percent of American households carry over $10,000 in credit card debt alone (source). So, if you are swimming in an ocean of debt, you have company.

Zina Kumok is a freelance writer specializing in personal finance and writes a blog about how she paid off her student loans at debtfreeafterthree.com. We recently sat down with Zina to hear her secrets about paying off debt, budgeting wisely, and saving money for the future.

If you are having problems with the IRS, you should consider hiring a tax attorney. Tax attorneys offer a variety of services to help people deal with tax issues. A qualified tax attorney can ease communication between you and the IRS and can even handle complex tax litigation if necessary.

Tax fraud is a serious matter. If you are accused of tax fraud, you face violations of both the Internal Revenue Service and the United States code. The penalties can be severe and include both jail time and financial penalties.

Owing to the IRS can be scary and stressful, but it doesn’t have to be. Here are 10 things to keep in mind when dealing with the IRS.

Pamela Yellen is a financial security expert, founder of Bank On Yourself, and the author of two New York Times best-selling books. She spent some time with us recently to talk about investing and saving strategies, and to tell us why you should only entrust your money with one person: yourself.

Erica Duran gives expert support, guidance, and accountability to modern service-based online entrepreneurs who what to make an abundance of money ($5K-$20K+ per month) doing what they love from anywhere. Recently, Erica shared some of her advice on getting out of an unfavorable job situation and setting a course for owning a business that suits your personal lifestyle.