Whether you want a new deck, a kitchen remodel, or debt consolidation, a personal loan can help you make it happen. Typically when lenders advertise loans, they offer a range of available interest rates. But why is there a range, and how do lenders determine your interest rate?

The IRS warns consumers not to fall for bogus charity scams. They often occur in the wake of major disasters like the recent tornadoes in the Midwest or the typhoon in the Philippines. Thieves play on the goodwill of people who want to help disaster victims. They pose as a real charity in order to steal money or get private information to commit identity theft.

We’re on the cusp of summer—the daylight lingers into the night, the kids are out of school or home from college, and as the temperature climbs, life becomes a little more relaxed. It’s time to get away for a bit of R&R!

The winner of the largest single-ticket jackpot has yet to step forward. The Powerball ticket, which was sold at a Publix supermarket near Tampa, Fla., for the May 18 drawing, is worth $590.5 million. If you have that ticket or something similar, you might want to read this story.

It’s a good thing that more and more of us can expect to live well into our golden years. Yet, there’s a flip side that a lot of us don’t like to talk about: How healthy will we be when we’re 90?

Unemployed, or “funemployed?” According to unemployment coach Katie DeVito, getting laid off was “the best thing that ever happened to [her].”

According to the Journal of the American Medical Association (JAMA), medical malpractice is the third leading cause of death in the U.S. Only heart disease and cancer are more fatal.

Did you know that you don’t pay taxes on your entire income? The portion of your income that the government taxes is called your Adjusted Gross Income, or AGI. How does the government calculate your Adjusted Gross Income? They start with your total annual income, and then subtract a set of tax deductible expenses.

According to figures from the College Board, the average total college costs that students spent to attend an in-state public institution (without financial aid) last year topped out at $25,290. Going out of state? You’re looking at $40,940. Considering a private, four-year school? Don’t even ask.