Best Personal Loans for Good Credit
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Methodology: How we picked the best-rated personal loans for good creditSuperMoney's algorithms analyze the attributes of over 90 personal loans while also weighing in the recommendations from our community to find the best personal loan rates for good credit. According to FICO -- the company behind the most widely used credit scores -- a good credit is anything between 670 and 740. We then chose the lenders with the lowest interest rates and considered factors like fees and flexible loan terms.
Common Questions on Personal Loans for Good Credit
What is the best personal loan for good credit?
- Check multiple lenders. Doing a little research and comparing the rates and terms of multiple lenders can save you a lot of money. Some lenders allow you to prequalify for a loan so you can check your rates without a hard pull on your credit.
- Loan purpose. Although you can usually use a personal loan for whatever purpose you want, some lenders may vary your rates depending on what you plan to do with your money.
- Loan options. A good credit score may open the door to additional perks, such as free access to your FICO score and flexible payment schedules in case of financial hardship.
Which are the most recommended personal loans for good credit?
What you need to know when searching for the top-rated personal loans for good creditPersonal loans allow you to borrow money for practically any purpose, from debt consolidation to home improvements and vacations. However, not all personal loans are made equal. Borrowers with good credit and large incomes can expect lower rates and better terms.
What is a good credit score?
About the Author
SuperMoney is the most comprehensive financial services comparison site around. We have published hundreds of personal finance articles and provide detailed reviews on thousands of financial products and services. Our unbiased advice and free comparison tools help consumers make smart financial decisions based on hard data, not marketing gimmicks.